Rural HomeListed today

680 Serpent Mounds Rd, Otonabee-South Monaghan

Name: 680 Serpent Mounds Road
SKU: X14105566
Price: 649900 CAD
Availability: InStock

Otonabee-South Monaghan, ON · · MLS® X14105566Updated October 22, 2026

$649,900Est. $3,193/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 3500–5000sq ft
Parking spaces: 25

Type Rural Home
Lot 25.995 acres
Basement Unfinished

What you should know

680 Serpent Mounds Rd is a 3-bedroom, 2-bathroom rural home in Otonabee-South Monaghan, listed for $649,900. It has 3500-5000 sq ft of living space.

Perched atop the rolling hills of Keene, this unique property offers breathtaking, uninterrupted views across farmland to Rice Lake and McGregor Bay.
Set at the quiet end of a dead-end road, the property offers a peaceful country setting with remarkable views and room to bring your vision to life.
Also listed in Commercial Section MLS#X14105612

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3 Bed, 2 Bath Rural Home in Otonabee-South Monaghan

About 680 Serpent Mounds Road

Perched atop the rolling hills of Keene, this unique property offers breathtaking, uninterrupted views across farmland to Rice Lake and McGregor Bay. Formerly home to the well-known Serpent Mounds Café & Family Restaurant, the property features a commercial kitchen, flexible space, and a three-bedroom residential unit upstairs, offering a variety of possibilities for entrepreneurs, investors, or those looking to combine business and residential living. Its location next to Shady Acres Cottage & RV Resort presents exciting potential to attract resort guests and visitors looking for dining, convenience, or other services nearby. With dual residential and commercial zoning, the possibilities include a restaurant, café, event venue, or a business tailored to the surrounding tourism market. Set at the quiet end of a dead-end road, the property offers a peaceful country setting with remarkable views and room to bring your vision to life. A rare opportunity to build on the property's history and create something special in the heart of the Kawarthas. Also listed in Commercial Section MLS#X14105612

3 bedrooms, 2 bathrooms, about 3,500 sq ft, works out to roughly $186 per square foot. Chat with Zara if you'd like a deeper read on whether this rural home fits your budget and timing.

Inside 680 Serpent Mounds Rd

Every detail from the listing, in one place.

Type: Rural Home
Style: 2-Storey
Living space: 3500-5000 sq ftas stated on the listing
Parking: 25 spaces
Basement: Unfinished

Features & systems

Parking & garage

Parking spaces: 25

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 1.481

Listing & possession

Property style: 2-Storey
Property class: Rural Residential

680 Serpent Mounds Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 22, 2026For saleListedThis listingMLS® X14105566$649,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 680 Serpent Mounds Rd Compares to the Otonabee-South Monaghan Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 58 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Otonabee-South Monaghan market, last 90 days

Median sold price: $565,000
Average sold price: $559,678
Average days on market: 54
Homes sold: 47

Closed sales on the TRREB MLS®.

Full Otonabee-South Monaghan market report

Recently sold nearby in Otonabee-South Monaghan

Sold prices are shown free to signed-in members, as board rules require.

3 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home680 Serpent Mounds Road 3 bd · 2 ba · 3,500 sqft	$649,900asking	$186	—	—
1702 Bensfort Road 3 bd · 2 ba · 1,100 sqft
26 Ivey Lane 3 bd · 3 ba · 2,000 sqft
410 Cedar Bank Road 2 bd · 1 ba · 700 sqft

1702 Bensfort Road
3 bd · 2 ba · 1,100 sqft
26 Ivey Lane
3 bd · 3 ba · 2,000 sqft
410 Cedar Bank Road
2 bd · 1 ba · 700 sqft

Living in Otonabee-South Monaghan: Location & Amenities

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Costs, Mortgage & Rental Return for 680 Serpent Mounds Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,193; 20% down · 25 years · 5.5% assumed
Property tax: $357; 0.66% mill rate · ON
Total per month: $3,550; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,193

/mo

based on the purchase price of $649,900

Down payment20%

$129,980 cash

Amortization25 yr

$519,920 financed

Rate5.50%

$437,909 total interest

Principal54%$519,920

Interest46%$437,909

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Royal LePage Frank Real Estate, BrokerageMLS® X14105566 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 21· $186/sq ft

Estimated monthly mortgage$3,193/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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