Spectacular waterfront location with stunning lake views that stretch for miles. This fabulous property is nestled among mature towering oak trees, providing natural shade and ultimate privacy. Located on a quiet dead-end road this spacious 4-bedroom 3 season cottage offers the perfect retreat from city life. The bright and airy open concept living area features a wall of windows that captures spectacular water views from the main living spaces. Outside, enjoy a large private lot with plenty of room for children and pets to play, armour stone break wall protection, and steps leading down to the shoreline. Just steps away from Freedom Oaks Golf Club's semi-private 18-hole course and restaurant, and only minutes to town, this property offers an exceptional blend of recreation, relaxation, and natural beauty. Bonus detached garage located on the south side of the road provides additional storage for vehicles, water toys, or workshop space.
4 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $1,107 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 689 Sandy Bay Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0.64
Listing & possession
Property style
Bungalow
Property class
Detached
689 Sandy Bay Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,807
/mo
based on the purchase price of $775,000
$155,000 cash
$620,000 financed
$522,203 total interest
Principal54%$620,000
Interest46%$522,203
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Haldimand
Other 3–5 bed homes for sale in Haldimand around $775K.
Average days on market59Homes sold in about 59 days on average.
Sale-to-list ratio95.6%On average, homes sold below asking.
Active listings344Homes for sale here right now.
Median vs prior 90 days−4.0%Compared with May 17 – Aug 15, 2026: prices down.
Based on 180 sales from Aug 15 – Nov 13, 2026 (168 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 689 Sandy Bay Rd
How much is 689 Sandy Bay Rd listed for?
689 Sandy Bay Rd is listed at $775,000 (MLS® X13259434). Summitly updates the price as soon as the MLS® record changes.
Is $775,000 a good price for 689 Sandy Bay Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Haldimand. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 689 Sandy Bay Rd changed?
Yes — it was first listed at $899,000 and is now $775,000, a drop of $124,000 (13.8%).
How many bedrooms and bathrooms does 689 Sandy Bay Rd have?
689 Sandy Bay Rd has 4 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Haldimand.
How much would the monthly mortgage be on 689 Sandy Bay Rd?
About $3,807 a month — principal and interest on $775,000 with 20% down ($155,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 689 Sandy Bay Rd compare with other homes in Haldimand?
Its asking price of $775,000 is about 22% above the median sold price in Haldimand over the last 90 days, $633,500, across 180 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 689 Sandy Bay Rd been sold before?
Summitly has no earlier MLS® sale or lease of 689 Sandy Bay Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 689 Sandy Bay Rd?
689 Sandy Bay Rd is in Haldimand, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 689 Sandy Bay Rd been on the market?
161 days — 689 Sandy Bay Rd was listed on June 5, 2026.
What is the price per square foot of 689 Sandy Bay Rd?
About $705 to $1,107 per square foot: the asking price of $775,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 689 Sandy Bay Rd have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 689 Sandy Bay Rd have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
