DetachedListed yesterday

697 Ridge Rd W, Grimsby

Name: 697 Ridge Road W
SKU: X14122168
Price: 1099900 CAD
Availability: InStock

Grimsby, ON · · MLS® X14122168Updated October 27, 2026

$1,099,900Est. $5,403/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 10

Type Detached
Garage Yes
Basement Full, Partially Finished

What you should know

697 Ridge Rd W is a 3-bedroom, 2-bathroom detached home in Grimsby, listed for $1,099,900. It has 1500-2000 sq ft of living space.

A 17' x 28' storage shed with hydro for everything that doesn't fit in the garage, and a garden shed for the rest.
All of it sitting on a deep lot that runs straight into farmland, with a double garage and driveway built for more than one vehicle and whatever project is parked beside it.
The living room and family room offer functional space and a spot for everyone in the family.

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3 Bed, 2 Bath Detached Home in Grimsby

About 697 Ridge Road West

697 Ridge Road West sits where Grimsby's escarpment meets open farmland - the kind of property growing families picture when they say they want more space without giving up a decade of savings to get it. The back fence gives way to fields. No rear neighbours, no next property staring back at you and the sunroom gives you the same view without stepping outside. Behind the house is a 20' x 40' workshop with hydro and a full loft, built for someone who actually uses tools, not just stores them. A 17' x 28' storage shed with hydro for everything that doesn't fit in the garage, and a garden shed for the rest. All of it sitting on a deep lot that runs straight into farmland, with a double garage and driveway built for more than one vehicle and whatever project is parked beside it. The house has been extremely well cared for and is ready for YOU to take it to the next level. A sunroom off the back catches the farmland view through every season - morning coffee with the fields instead of a fence. The living room and family room offer functional space and a spot for everyone in the family. Upstairs includes a primary bedroom with an ensuite, two more bedrooms and a four piece bathroom. Downstairs, a finished rec room presents a great opportunity for playtime or lounging, while the unfinished lower level offers storage space and more opportunity to grow. This is a home for a family planning to stay a while, update it on their own schedule, and build equity doing it, all on one of the more distinctive addresses in Grimsby.

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $733 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 697 Ridge Rd W

Every detail from the listing, in one place.

Type: Detached
Style: Sidesplit
Living space: 1500-2000 sq ftas stated on the listing
Parking: 10 spacesYes garage
Basement: Full, Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 10

Interior

Basement: Full · Partially Finished

Lot & land

Lot size (sqft): 1.45

Listing & possession

Property style: Sidesplit
Property class: Detached

697 Ridge Rd W Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 27, 2026For saleListedThis listingMLS® X14122168$1,099,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 697 Ridge Rd W Compares to the Grimsby Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 279 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Grimsby market, last 90 days

Median sold price: $724,000
Average sold price: $803,894
Average days on market: 34
Homes sold: 171

Closed sales on the TRREB MLS®.

Full Grimsby market report

Recently sold nearby in Grimsby

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home697 Ridge Road W 3 bd · 2 ba · 1,500 sqft	$1,099,900asking	$733	—	—
21 Samuel Road 3 bd · 2 ba · 1,100 sqft
31 Princess Boulevard 4 bd · 3 ba · 2,000 sqft
58 Peach Tree Lane 3 bd · 2 ba · 1,500 sqft
6 Cherrywood Avenue 3 bd · 1 ba · 1,100 sqft
126 Dorchester Drive 4 bd · 3 ba · 1,500 sqft
38 Riesling Street 3 bd · 2 ba · 2,000 sqft

21 Samuel Road
3 bd · 2 ba · 1,100 sqft
31 Princess Boulevard
4 bd · 3 ba · 2,000 sqft
58 Peach Tree Lane
3 bd · 2 ba · 1,500 sqft
6 Cherrywood Avenue
3 bd · 1 ba · 1,100 sqft
126 Dorchester Drive
4 bd · 3 ba · 1,500 sqft
38 Riesling Street
3 bd · 2 ba · 2,000 sqft

Living in Grimsby: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 697 Ridge Rd W

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,403; 20% down · 25 years · 5.5% assumed
Property tax: $605; 0.66% mill rate · ON
Total per month: $6,008; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,403

/mo

based on the purchase price of $1,099,900

Down payment20%

$219,980 cash

Amortization25 yr

$879,920 financed

Rate5.50%

$741,124 total interest

Principal54%$879,920

Interest46%$741,124

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: RE/MAX HALLMARK REALTY LTD., BrokerageMLS® X14122168 · Listing data last updated October 27, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 26· $733/sq ft

Estimated monthly mortgage$5,403/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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