Are you looking for a waterfront home on a quiet lake? Take a look at this great property. The original cottage was built in 1956 and a large addition added in 2019 at which point the original structure was renovated and the dwelling is now a year round home. 3 or 4 bedroom home within 3 bathrooms. The house sets on the edge of the lake allowing for excellent views and quick access to the waterfront. Concrete sea wall along the lake front and ample decking. Drilled well and full septic system. The lot crosses the road where you find a detached garage/workshop. The access lane is privately maintained and the approx yearly costs for snow removal is $200 to $400. Ample parking on the lot. Located on Lime Lake which is great for swimming, water sports and fishing. Lime Lake is approx 300 acres in size. Only 25KM north of Napanee, 60KM to Kingston or 40KM to Belleville.
3 bedrooms, 3 bathrooms, about 2,000 sq ft, works out to roughly $335 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 74 Cottage Lane
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
3 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
74 Cottage Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,291
/mo
based on the purchase price of $669,900
$133,980 cash
$535,920 financed
$451,385 total interest
Principal54%$535,920
Interest46%$451,385
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Greater Napanee
Other 2–5 bed homes for sale in Greater Napanee around $670K.
Average days on market54Homes sold in about 54 days on average.
Sale-to-list ratio95.9%On average, homes sold below asking.
Active listings219Homes for sale here right now.
Median vs prior 90 days+3.1%Compared with Apr 18 – Jul 17, 2026: prices up.
Based on 96 sales from Jul 17 – Oct 15, 2026 (45 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 74 Cottage Lane
How much is 74 Cottage Lane listed for?
74 Cottage Lane is listed at $669,900 (MLS® X13711058). Summitly updates the price as soon as the MLS® record changes.
Is $669,900 a good price for 74 Cottage Lane?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Greater Napanee. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 74 Cottage Lane changed?
Yes — it was first listed at $689,900 and is now $669,900, a drop of $20,000 (2.9%).
How many bedrooms and bathrooms does 74 Cottage Lane have?
74 Cottage Lane has 3 bedrooms and 3 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Greater Napanee.
How much would the monthly mortgage be on 74 Cottage Lane?
About $3,291 a month — principal and interest on $669,900 with 20% down ($133,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 74 Cottage Lane compare with other homes in Greater Napanee?
Its asking price of $669,900 is about 35% above the median sold price in Greater Napanee over the last 90 days, $495,000, across 96 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 74 Cottage Lane been sold before?
Summitly has no earlier MLS® sale or lease of 74 Cottage Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 74 Cottage Lane?
74 Cottage Lane is in Greater Napanee, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 74 Cottage Lane been on the market?
51 days — 74 Cottage Lane was listed on August 25, 2026.
What is the price per square foot of 74 Cottage Lane?
About $268 to $335 per square foot: the asking price of $669,900 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 74 Cottage Lane have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 74 Cottage Lane have a basement, and is it finished?
