DetachedListed today

74 Sterling St, St. Catharines

Name: 74 Sterling Street
SKU: X14110426
Price: 739900 CAD
Availability: InStock

St. Catharines, ON · · MLS® X14110426Updated October 23, 2026

$739,900Est. $3,635/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 5

Type Detached
Garage Yes
Basement Finished, Full

What you should know

74 Sterling St is a 3-bedroom, 2-bathroom detached home in St. Catharines, listed for $739,900. It has 1500-2000 sq ft of living space.

This beautifully maintained 1,880-square-foot, two-storey home features an attached garage, double-car driveway, fully finished basement, and a fully fenced backyard retreat complete with a patio and gazebo.
The heart of the home is the newly updated kitchen (Dec 2024), showcasing sleek quartz countertops and smart LG appliances backed by a transferable warranty.
Major updates provide total peace of mind, including a new garage door, updated front windows, and exterior lights (2026), professional backyard landscaping, a central vacuum, and duct cleaning (2025).

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3 Bed, 2 Bath Detached Home in St. Catharines

About 74 Sterling Street

Welcome to 74 Sterling St! This beautifully maintained 1,880-square-foot, two-storey home features an attached garage, double-car driveway, fully finished basement, and a fully fenced backyard retreat complete with a patio and gazebo. The interior welcomes you with stylish shiplap details, updated lighting, and a refreshed staircase with iron balusters and a runner. The heart of the home is the newly updated kitchen (Dec 2024), showcasing sleek quartz countertops and smart LG appliances backed by a transferable warranty. Unwind in the living area highlighted by an inviting fireplace with custom stone veneer and an authentic barn beam mantel. Downstairs, the finished lower level provides excellent additional living space, newly refreshed with vinyl flooring in the hall and rec room along with new stair carpeting. Major updates provide total peace of mind, including a new garage door, updated front windows, and exterior lights (2026), professional backyard landscaping, a central vacuum, and duct cleaning (2025). Situated in a fantastic, family-friendly neighbourhood close to schools, parks, shopping, and highway access. Turn-key and ready to enjoy-book your tour today!

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $493 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 74 Sterling St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 5 spacesYes garage
Basement: Finished, Full

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 5

Interior

Basement: Finished · Full

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

74 Sterling St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 23, 2026For saleListedThis listingMLS® X14110426$739,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 74 Sterling St Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 1,050 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $550,000
Average sold price: $602,082
Average days on market: 38
Homes sold: 557

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home74 Sterling Street 3 bd · 2 ba · 1,500 sqft	$739,900asking	$493	—	—
2A Dixie Road 4 bd · 3 ba · 1,500 sqft
7 Elmwood Avenue 3 bd · 1 ba · 700 sqft
3 Fosh Court 3 bd · 3 ba · 2,000 sqft
17 Joanna Drive 3 bd · 2 ba · 1,100 sqft
43 Ghent Street 3 bd · 2 ba · 700 sqft
7 Philpark Road 3 bd · 2 ba · 1,100 sqft

2A Dixie Road
4 bd · 3 ba · 1,500 sqft
7 Elmwood Avenue
3 bd · 1 ba · 700 sqft
3 Fosh Court
3 bd · 3 ba · 2,000 sqft
17 Joanna Drive
3 bd · 2 ba · 1,100 sqft
43 Ghent Street
3 bd · 2 ba · 700 sqft
7 Philpark Road
3 bd · 2 ba · 1,100 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

How long is your commute?

From 74 Sterling St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 74 Sterling St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,635; 20% down · 25 years · 5.5% assumed
Property tax: $407; 0.66% mill rate · ON
Total per month: $4,042; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,635

/mo

based on the purchase price of $739,900

Down payment20%

$147,980 cash

Amortization25 yr

$591,920 financed

Rate5.50%

$498,552 total interest

Principal54%$591,920

Interest46%$498,552

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ROYAL LEPAGE NRC REALTY, BrokerageMLS® X14110426 · Listing data last updated October 23, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 22· $493/sq ft

Estimated monthly mortgage$3,635/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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