770 Bay St #709, Toronto

Name: 770 Bay Street, Unit 709
SKU: C13757964
Price: 448000 CAD
Availability: InStock

1 Bed, 1 Bath Condo in Toronto

Unit 709 at 770 Bay Street

Welcome to Suite 709 at 770 Bay Street in the prestigious Lumière Condominiums, ideally situated at Bay and College in the heart of downtown Toronto. This beautifully maintained suite features soaring 9-ft ceilings, engineered hardwood flooring, floor-to-ceiling windows, a bright open-concept kitchen and living area, and an expansive south-facing balcony perfect for relaxing or entertaining. Enjoy five-star building amenities, including 24-hour concierge, visitor parking, a fitness centre, indoor pool, sauna, yoga studio, theatre, party room, guest suites, and a scenic rooftop terrace with BBQs. Steps to College Subway Station and TTC transit, with easy access to the PATH network, U of T, TMU, Queen's Park, Yorkville, the Financial District, Eaton Centre, and Bloor Street shopping. Everyday essentials are within easy reach, including Loblaws, Metro, banks, pharmacies, cafés, restaurants, and government offices. Proximity to major hospitals, research centres, universities, and downtown employment hubs offers exceptional convenience for residents and enhances rental appeal to students, healthcare staff, and working professionals. An outstanding opportunity for end users seeking vibrant downtown living or investors looking for a centrally located property with broad tenant appeal!

1 bedroom, 1 bathroom, about 500 sq ft, works out to roughly $896 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.

Inside 770 Bay St #709

Every detail from the listing, in one place.

Type: Condo
Style: Apartment
Living space: 500-599 sq ftas stated on the listing
Basement: None

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 0

Interior

Basement: None

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Apartment
Property class: Condo Apartment

770 Bay St #709 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® C13757964−$50,000 (10.0%)$448,000
Sep 7, 2026For saleListedThis listingMLS® C13757964$498,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 770 Bay St #709 Compares to the Toronto Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 15,938 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Toronto market, last 90 days

Median sold price: $845,000
Average sold price: $1,081,240
Average days on market: 31
Homes sold: 9,621

Closed sales on the TRREB MLS®.

Full Toronto market report

Market pulse · Toronto

Toronto market

Median sold price$845,000Last 90 days
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio4931.9%On average, homes sold at or above asking.
Active listings12,423Homes for sale here right now.
Median vs prior 90 days+1.2%Compared with Apr 28 – Jul 27, 2026: prices up.

Based on 9,621 sales from Jul 27 – Oct 25, 2026 (6,856 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Toronto

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 709 — 770 Bay Street 1 bd · 1 ba · 500 sqft	$448,000asking	$896	—	—
32 Trolley Crescent 2 bd · 2 ba · 700 sqft
7 Lorraine Drive 2 bd · 2 ba · 800 sqft
27 Rean Drive 1 bd · 1 ba · 500 sqft
60 Bathurst Street 1 bd · 1 ba · 700 sqft
88 Sheppard Avenue 1 bd · 1 ba · 500 sqft
21 Overlea Boulevard 2 bd · 2 ba · 900 sqft

32 Trolley Crescent
2 bd · 2 ba · 700 sqft
7 Lorraine Drive
2 bd · 2 ba · 800 sqft
27 Rean Drive
1 bd · 1 ba · 500 sqft
60 Bathurst Street
1 bd · 1 ba · 700 sqft
88 Sheppard Avenue
1 bd · 1 ba · 500 sqft
21 Overlea Boulevard
2 bd · 2 ba · 900 sqft

More in this building

3 for sale · 6 for rent at 770 Bay St — plus its sale and lease history.

See all of 770 Bay St

Living in Toronto: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

College StationLine 1250 m3 min walk
Queen's Park StationLine 1350 m4 min walk
TMU StationLine 1560 m7 min walk

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

College Station (Line 1)3 min walk
Queen's Park Station (Line 1)4 min walk
TMU Station (Line 1)7 min walk

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

College Station
250 m3 minClosest· Line 1
Homes near College Station
Queen's Park Station
350 m4 min· Line 1
Homes near Queen's Park Station
TMU Station
560 m7 min· Line 1
Homes near TMU Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 770 Bay St #709. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 770 Bay St #709

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,201; 20% down · 25 years · 5.5% assumed
Property tax: $246; 0.66% mill rate · ON
Total per month: $2,447; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,201

/mo

based on the purchase price of $448,000

Down payment20%

$89,600 cash

Amortization25 yr

$358,400 financed

Rate5.50%

$301,867 total interest

Principal54%$358,400

Interest46%$301,867

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Questions About 770 Bay St #709

How much is 770 Bay St #709 listed for?

770 Bay St #709 is listed at $448,000 (MLS® C13757964). Summitly updates the price as soon as the MLS® record changes.

Is $448,000 a good price for 770 Bay St #709?

Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 770 Bay St #709 changed?

Yes — it was first listed at $498,000 and is now $448,000, a drop of $50,000 (10.0%).

How many bedrooms and bathrooms does 770 Bay St #709 have?

770 Bay St #709 has 1 bedroom and 1 bathroom, with about 500–599 square feet of living space. It is a condo in Toronto.

Is 770 Bay St #709 close to transit?

The nearest rapid-transit station is College Station (Line 1), about 250 m (about a 3-minute walk) in a straight line. Queen's Park Station is about 350 m (about a 4-minute walk), and TMU Station is about 560 m (about a 7-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 770 Bay St #709?

About $2,201 a month — principal and interest on $448,000 with 20% down ($89,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 770 Bay St #709 compare with other homes in Toronto?

Its asking price of $448,000 is about 47% below the median sold price in Toronto over the last 90 days, $845,000, across 9,621 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 770 Bay St #709 been sold before?

Summitly has no earlier MLS® sale or lease of 770 Bay St #709 on record from the last two years. Older records aren't shown under TRREB rules.

Where is 770 Bay St #709?

770 Bay St #709 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 770 Bay St #709 been on the market?

48 days — 770 Bay St #709 was listed on September 7, 2026.

What is the price per square foot of 770 Bay St #709?

About $748 to $896 per square foot: the asking price of $448,000 over the 500–599 sq ft the listing gives as its size range.

Does 770 Bay St #709 have parking or a garage?

Garage: Yes.

What you should know