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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 20 daysPrice drop · $75,100 off (-8.4%)

    79 Fire Route 89D

    North Kawartha·North Kawartha, ON·K0L 3E0·Near FR 89C

    • 2 beds
    North Kawartha real estate›X13455054
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Jack Lake 322 feet of pristine frontage with road access. Fairly level, well treed and hard bottom shoreline awaits at 79 FR 89D. This older two bedroom cottage has a living room overlooking a wide lake expanse view and very little elevation from the water. You can enjoy the south and west exposure all day long and enjoy fantastic sunsets. At the western boundary of the lot sits a single boathouse at the water's edge. The docks need replacing but the dock cribs are still intact and ready for you to use. This 91 year old cottage is very basic but sits in a neighbourhood surrounded by very upscale abodes so enjoy the simple cottage life or invest to make a new upscale cottage of your own design. Good swimming, good fishing, good boating... what more could you ask for. Estate sale offered as is and priced to sell quickly. Easy to find just take FR89 to 89C to 89D. Follow the arrow signs!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 6, 2026Price reducedCurrentReduced$819,900−$75,100 (8.4%)X13455054This page
    Jun 17, 2026ListedCurrentFor sale$895,000 —X13455054This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      None
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 79 Fire Route 89D
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Lake Access
    • Part Cleared
    • Waterfront
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,028
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $416
    0.61% mill rate · ON
    The market

    How this home sits in the North Kawartha market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The North Kawartha market right now

    Average sold price, days on market, and closed-transaction count for North Kawartha — sourced from MLS®.

    • Avg sold price
      $899,219
      Last 30 days
    • Median sold price
      $686,086
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      30
      MLS® transactions
    Full North Kawartha market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 79 Fire Route 89D — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 79 Fire Route 89D and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 79 Fire Route 89D listed for?

      79 Fire Route 89D is listed at $819,900 on the MLS® (listing X13455054). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 79 Fire Route 89D have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. .50-1.99 ac lot
  6. Asking
    $819,900
    $0 / sqft · MLS® X13455054
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $656,430
    $603,915Confidence range$708,944
    Asking vs estimate
    ↑↑well-above
    +$163,470
    (+24.9%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in North Kawartha sell in about 47 days — this one has been listed 20 days.

    Avg sold price
    $899,219
    Median sold
    $686,086
    Avg days on market
    47
    Recently sold
    30
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    Jack Lake 322 feet of pristine frontage with road access.
  8. Fairly level, well treed and hard bottom shoreline awaits at 79 FR 89D.
  9. This older two bedroom cottage has a living room overlooking a wide lake expanse view and very little elevation from the water.
  10. At the western boundary of the lot sits a single boathouse at the water's edge.
  11. Ask Zara a follow-up
    Septic
  12. Parking & garage

    3
    Garage
    None
    Parking spaces
    20
    Driveway
    20
  13. Interior

    6
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Elevator
    N
    Accessibility
    N
  14. Exterior & construction

    6
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Unknown
    View
    Clear, Lake, Panoramic, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  15. Lot & land

    2
    Year built
    51-99
    Zoning
    RR
  16. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow
    Property class
    Detached
  17. Wooded/Treed
  18. Combined estimate
    $4,444
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,028
    /mo
    based on the purchase price of $819,900
    $163,980 cash
    $655,920 financed
    $552,457 total interest
    Monthly payment$4,028/ month
    Principal54%$655,920
    Interest46%$552,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in North Kawartha

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 86 Fire Route 7
      Sold
      Sign in for price
      86 Fire Route 7
      Detached
    • 85 Hillcrest Road
      Sold
      Sign in for price
      85 Hillcrest Road
      Detached
    • 6070 28 Highway
      Sold
      Sign in for price
      6070 28 Highway
      Detached
    • 48 Fire Route 76A
      Sold
      Sign in for price
      48 Fire Route 76A
      Detached
    • 27 Sylvan Drive
      Sold
      Sign in for price
      27 Sylvan Drive
      Detached
    • 299 Fire Route 10A
      Sold
      Sign in for price
      299 Fire Route 10A
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    79 Fire Route 89DThis home2 / 17,001,100$819,900ask———
    86 Fire Route 73 / 11,500—
    85 Hillcrest Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in North Kawartha

    Active listings within ±20% of this asking price.

    • 43 Fire Route 52A
      $799,000
      43 Fire Route 52A
      Detached 3 1
    • 413 West Bay Road
      $899,900
      413 West Bay Road
      Detached 2 2
    • 8847 Highway 28
      $669,900
      8847 Highway 28
      Detached 3 3
    • 3428 County Rd 620
      $749,000
      3428 County Rd 620
      Detached 2 1
    • 377 Balmer Road
      $899,900
      377 Balmer Road
      Detached 2 3
    • 287 Doc Evans Road
      $799,000
      287 Doc Evans Road
      Detached 4 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of Ball Real Estate Inc. · displayed on Summitly per MLS® data-share rules

    79 Fire Route 89D is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was 79 Fire Route 89D built?

    79 Fire Route 89D was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  24. What is the property tax for 79 Fire Route 89D?

    The 'Property tax' tab in the History section shows the most recent annual tax for 79 Fire Route 89D plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on 79 Fire Route 89D?

    The affordability calculator on this page shows an estimated monthly mortgage for $819,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has 79 Fire Route 89D been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 79 Fire Route 89D with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is 79 Fire Route 89D in?

    79 Fire Route 89D is in North Kawartha, North Kawartha. The 'Neighbourhood' section below links to the live North Kawartha real estate hub with average sold price, days on market, and current inventory.

  28. Is North Kawartha a good place to live?

    North Kawartha is one of ON's actively-tracked Summitly markets. The full North Kawartha real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 6070 28 Highway
    3 / 3
    2,500
    —
    48 Fire Route 76A3 / 31,500—
    27 Sylvan Drive2 / 31,500—
    299 Fire Route 10A2 / 21,500—