2 Bed, 1 Bath Semi-Detached Home in Edwardsburgh/Cardinal
About 7A Hoy Street
Welcome to this thoughtfully designed 2-bedroom, 1.5-bathroom semi-detached bungalow built by respected local builder Lockwood Brothers in 2020. This slab-on-grade home offers comfortable, single-level living with cozy in-floor hydronic heating, a mini-split system for cooling and supplemental heat, granite countertops, and natural gas connections for the range, dryer, and BBQ. Outside, enjoy a privacy-fenced backyard featuring mature perennial gardens, front and rear concrete patios, plus a 12'x12' deck with pergola. A paved double driveway, cable internet, and remaining Tarion warranty add everyday convenience and peace of mind. Ideally located near Highway 401 and within walking distance of the St. Lawrence River and Galop Canal, this inviting home is an excellent choice for first-time buyers, downsizers, or retirees. Natural-gas boiler is rented at $70/month. 24 hour irrevocable with all offers.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $614 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 7A Hoy St
Every detail from the listing, in one place.
Type
Semi-Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Semi-Detached
7A Hoy St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,112
/mo
based on the purchase price of $429,900
$85,980 cash
$343,920 financed
$289,671 total interest
Principal54%$343,920
Interest46%$289,671
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Edwardsburgh/Cardinal
Other 3-bed homes for sale in Edwardsburgh/Cardinal around $430K.
Average days on market56Homes sold in about 56 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings63Homes for sale here right now.
Median vs prior 90 days+3.4%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 42 sales from Jul 24 – Oct 22, 2026 (27 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 7A Hoy St
How much is 7A Hoy St listed for?
7A Hoy St is listed at $429,900 (MLS® X13716544). Summitly updates the price as soon as the MLS® record changes.
Is $429,900 a good price for 7A Hoy St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Edwardsburgh/Cardinal. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 7A Hoy St changed?
Yes — it was first listed at $439,900 and is now $429,900, a drop of $10,000 (2.3%).
How many bedrooms and bathrooms does 7A Hoy St have?
7A Hoy St has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a semi-detached home in Edwardsburgh/Cardinal.
How much would the monthly mortgage be on 7A Hoy St?
About $2,112 a month — principal and interest on $429,900 with 20% down ($85,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 7A Hoy St compare with other homes in Edwardsburgh/Cardinal?
Its asking price of $429,900 is about 8% below the median sold price in Edwardsburgh/Cardinal over the last 90 days, $465,000, across 42 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 7A Hoy St been sold before?
Summitly has no earlier MLS® sale or lease of 7A Hoy St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 7A Hoy St?
7A Hoy St is in Edwardsburgh/Cardinal, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 7A Hoy St been on the market?
57 days — 7A Hoy St was listed on August 26, 2026.
What is the price per square foot of 7A Hoy St?
About $391 to $614 per square foot: the asking price of $429,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 7A Hoy St have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
Does 7A Hoy St have a basement, and is it finished?
