Welcome to 8 Fernwood Terrace, a spacious 4-level sidesplit offering plenty of room and flexibility for today's family. With 3+1 bedrooms, 4 bathrooms, two kitchens and multiple living areas, the home is well suited for a large or multi-generational family. The lower levels have a separate entrance, second kitchen, additional bedroom, family/rec space and laundry, providing excellent in-law suite potential with added privacy.The backyard is a standout, featuring a heated in-ground pool, large covered patio for BBQs and gatherings, outdoor game area, plus a pool-side building with a sauna and 3-piece bathroom-a great setup for summer entertaining.Located in the established Glenridge neighbourhood, close to Brock University, schools, parks, public transit, the Pen Centre and everyday shopping, with convenient access to trails and other Niagara amenities. A home that brings together family space, flexible living and a backyard made to enjoy.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $726 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 8 Fernwood Terr
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit 4
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Finished, Separate Entrance
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Finished · Separate Entrance
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Sidesplit 4
Property class
Detached
8 Fernwood Terr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13750490$799,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 8 Fernwood Terr Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,925
/mo
based on the purchase price of $799,000
$159,800 cash
$639,200 financed
$538,374 total interest
Principal54%$639,200
Interest46%$538,374
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 3–4 bed homes for sale in St. Catharines around $799K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings776Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 26 – Jul 25, 2026.
Based on 557 sales from Jul 25 – Oct 23, 2026 (502 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
8 Fernwood Terr is listed at $799,000 (MLS® X13750490). Summitly updates the price as soon as the MLS® record changes.
Is $799,000 a good price for 8 Fernwood Terr?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 8 Fernwood Terr changed?
No — 8 Fernwood Terr is still listed at its original asking price of $799,000.
How many bedrooms and bathrooms does 8 Fernwood Terr have?
8 Fernwood Terr has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in St. Catharines.
Is 8 Fernwood Terr close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 2.4 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 8 Fernwood Terr?
About $3,925 a month — principal and interest on $799,000 with 20% down ($159,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 8 Fernwood Terr compare with other homes in St. Catharines?
Its asking price of $799,000 is about 45% above the median sold price in St. Catharines over the last 90 days, $550,000, across 557 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 8 Fernwood Terr been sold before?
Summitly has no earlier MLS® sale or lease of 8 Fernwood Terr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 8 Fernwood Terr?
8 Fernwood Terr is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 8 Fernwood Terr been on the market?
46 days — 8 Fernwood Terr was listed on September 7, 2026.
What is the price per square foot of 8 Fernwood Terr?
About $533 to $726 per square foot: the asking price of $799,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 8 Fernwood Terr have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
