3 Bed, 1 Bath Semi-Detached Home in St. Catharines
About 8 Kerwin Gate
Located on a quiet cul-de-sac in a desirable north end neighbourhood, this bright and inviting 3 bedroom, 3 bathroom semi-detached home offers an incredible opportunity for buyers looking for space, updates, and potential. Natural light fills the home, creating a warm and welcoming atmosphere throughout. The oversized fully fenced backyard is a rare feature for this style of home, offering plenty of room for entertaining, gardening, kids, or pets. Major updates have already been completed, including the roof, windows, exterior doors and garage door, furnace, A/C, electrical panel, updated kitchen, and flooring throughout most of the home-providing peace of mind and a strong foundation for future personalization. The primary bedroom features the convenience of a private 2-piece ensuite. Situated in an established family-friendly area close to parks, schools, and amenities, this is a fantastic chance to add your own finishing touches and make a great home truly your own.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $395 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 8 Kerwin Gt
Every detail from the listing, in one place.
Type
Semi-Detached
Style
Bungalow-Raised
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Finished with Walk-Out, Separate Entrance
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Finished with Walk-Out · Separate Entrance
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Semi-Detached
8 Kerwin Gt Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,137
/mo
based on the purchase price of $435,000
$87,000 cash
$348,000 financed
$293,107 total interest
Principal54%$348,000
Interest46%$293,107
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–3 bed homes for sale in St. Catharines around $435K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings707Homes for sale here right now.
Median vs prior 90 days+0.8%Compared with May 6 – Aug 4, 2026: prices up.
Based on 548 sales from Aug 4 – Nov 2, 2026 (505 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 8 Kerwin Gt
How much is 8 Kerwin Gt listed for?
8 Kerwin Gt is listed at $435,000 (MLS® X13710648). Summitly updates the price as soon as the MLS® record changes.
Is $435,000 a good price for 8 Kerwin Gt?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 8 Kerwin Gt changed?
Yes — it was first listed at $485,000 and is now $435,000, a drop of $50,000 (10.3%).
How many bedrooms and bathrooms does 8 Kerwin Gt have?
8 Kerwin Gt has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a semi-detached home in St. Catharines.
How much would the monthly mortgage be on 8 Kerwin Gt?
About $2,137 a month — principal and interest on $435,000 with 20% down ($87,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 8 Kerwin Gt compare with other homes in St. Catharines?
Its asking price of $435,000 is about 22% below the median sold price in St. Catharines over the last 90 days, $554,150, across 548 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 8 Kerwin Gt been sold before?
Summitly has no earlier MLS® sale or lease of 8 Kerwin Gt on record from the last two years. Older records aren't shown under TRREB rules.
Where is 8 Kerwin Gt?
8 Kerwin Gt is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 8 Kerwin Gt been on the market?
69 days — 8 Kerwin Gt was listed on August 25, 2026.
What is the price per square foot of 8 Kerwin Gt?
About $290 to $395 per square foot: the asking price of $435,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 8 Kerwin Gt have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 8 Kerwin Gt have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out, Separate Entrance.
