DetachedOn market 48 days

816 Simcoe St N, Oshawa

Name: N 816 Simcoe Street N
SKU: E13712292
Price: 823888 CAD
Availability: InStock

Oshawa, ON · · MLS® E13712292Updated September 30, 2026

$823,888Est. $4,048/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 11

Type Detached
Garage Yes
Basement Apartment, Separate Entrance

What you should know

816 Simcoe St N is a 2-bedroom, 2-bathroom detached home in Oshawa, listed for $823,888. It has 1100-1500 sq ft of living space.

Designed with flexibility in mind, the home features two selfcontained living spaces, making it ideal for multi-generational families seeking both togetherness and privacy.
Parents, adult children, in-laws, or tenants can enjoy independent living arrangements under one roof while benefiting from shared outdoor amenities and generous space.
Outside, you'll discover a true backyard retreat.

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2 Bed, 2 Bath Detached Home in Oshawa

About 816 Simcoe Street North

Welcome to a rare opportunity to own a Certified Two-Unit Dwelling that seamlessly combines exceptional lifestyle, multi-generational living, and outstanding income potential. Whether you're looking to accommodate extended family, offset mortgage costs with rental income, or expand your investment portfolio, this versatile property offers endless possibilities. Designed with flexibility in mind, the home features two selfcontained living spaces, making it ideal for multi-generational families seeking both togetherness and privacy. Parents, adult children, in-laws, or tenants can enjoy independent living arrangements under one roof while benefiting from shared outdoor amenities and generous space. Outside, you'll discover a true backyard retreat. The resort-inspired setting includes a sparkling in-ground pool, covered deck for year-round entertaining, change room, workshop, and an expansive yard with potential for future enhancements such as a garden suite (buyer to verify). Whether hosting family gatherings or enjoying peaceful evenings at home, this outdoor oasis delivers the perfect balance of recreation and relaxation. Adding even more value, the property features an income-generating solar panel system that helps offset operating costs while supporting a sustainable lifestyle. With parking for up to 11 vehicles, there is ample space for multiple families, guests, tenants, or home-based business needs .Properties offering a Two-Unit Dwelling Certificate are increasingly sought after for their flexibility, legal status, and long-term financial advantages. Live comfortably in one unit while generating rental income from the other, accommodate multiple generations with ease, or maximize the property's investment potential .

2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $749 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 816 Simcoe St N

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 11 spacesYes garage
Basement: Apartment, Separate Entrance

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 11

Interior

Basement: Apartment · Separate Entrance

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

816 Simcoe St N Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 25, 2026For saleListedThis listingMLS® E13712292$823,888

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 816 Simcoe St N Compares to the Oshawa Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 1,209 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Oshawa market, last 90 days

Median sold price: $665,000
Average sold price: $704,073
Average days on market: 28
Homes sold: 713

Closed sales on the TRREB MLS®.

Full Oshawa market report

Recently sold nearby in Oshawa

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeN 816 Simcoe Street N 2 bd · 2 ba · 1,100 sqft	$823,888asking	$749	—	—
113 Elgin Street 2 bd · 1 ba · 700 sqft
1380 Linstead Street 3 bd · 1 ba · 1,100 sqft
441 Ritson Road 3 bd · 1 ba · 700 sqft
440 Conlin Road 4 bd · 3 ba · 1,500 sqft
2338 Pindar Crescent 4 bd · 3 ba · 2,500 sqft
816 Carnaby Crescent 3 bd · 2 ba · 700 sqft

113 Elgin Street
2 bd · 1 ba · 700 sqft
1380 Linstead Street
3 bd · 1 ba · 1,100 sqft
441 Ritson Road
3 bd · 1 ba · 700 sqft
440 Conlin Road
4 bd · 3 ba · 1,500 sqft
2338 Pindar Crescent
4 bd · 3 ba · 2,500 sqft
816 Carnaby Crescent
3 bd · 2 ba · 700 sqft

Living in Oshawa: Location & Amenities

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Costs, Mortgage & Rental Return for 816 Simcoe St N

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,048; 20% down · 25 years · 5.5% assumed
Property tax: $453; 0.66% mill rate · ON
Total per month: $4,501; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,048

/mo

based on the purchase price of $823,888

Down payment20%

$164,778 cash

Amortization25 yr

$659,110 financed

Rate5.50%

$555,144 total interest

Principal54%$659,110

Interest46%$555,144

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: CENTURY 21 PERCY FULTON LTD., BrokerageMLS® E13712292 · Listing data last updated September 30, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 24· $749/sq ft

Estimated monthly mortgage$4,048/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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