85 Mill St is a 3-bedroom, 1-bathroom detached home in Deseronto, listed for $369,900. It has 1500-2000 sq ft of living space.
1The spacious main floor provides plenty of room for everyday living, with a bonus living room that could also be used as a main-floor bedroom, home office or additional flex space.
2Upstairs, you'll find three bedrooms and a convenient half bath.
3Step outside to enjoy your own backyard, with a fire pit providing the perfect spot to relax and unwind on summer evenings.
Welcome to this 3-bedroom, 1.5-bathroom storey-and-a-half home, offering an excellent opportunity for first-time buyers or those looking for comfortable, affordable living. The spacious main floor provides plenty of room for everyday living, with a bonus living room that could also be used as a main-floor bedroom, home office or additional flex space. Upstairs, you'll find three bedrooms and a convenient half bath. Step outside to enjoy your own backyard, with a fire pit providing the perfect spot to relax and unwind on summer evenings. Located within walking distance of the downtown area, you'll have easy access to shops, parks, the public school and other amenities. Recent updates include a new gas furnace in 2025 and a newly shingled roof in 2022. A great opportunity to get into the market and make this home your own!
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $247 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 85 Mill St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
85 Mill St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13780304$369,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 85 Mill St Compares to the Deseronto Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,817
/mo
based on the purchase price of $369,900
$73,980 cash
$295,920 financed
$249,242 total interest
Principal54%$295,920
Interest46%$249,242
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Deseronto
Other 2–4 bed homes for sale in Deseronto around $370K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio90.9%On average, homes sold below asking.
Active listings16Homes for sale here right now.
Median vs prior 90 days−8.9%Compared with May 5 – Aug 3, 2026: prices down.
Based on 13 sales from Aug 3 – Nov 1, 2026 (12 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 85 Mill St
How much is 85 Mill St listed for?
85 Mill St is listed at $369,900 (MLS® X13780304). Summitly updates the price as soon as the MLS® record changes.
Is $369,900 a good price for 85 Mill St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Deseronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 85 Mill St changed?
No — 85 Mill St is still listed at its original asking price of $369,900.
How many bedrooms and bathrooms does 85 Mill St have?
85 Mill St has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Deseronto.
How much would the monthly mortgage be on 85 Mill St?
About $1,817 a month — principal and interest on $369,900 with 20% down ($73,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 85 Mill St compare with other homes in Deseronto?
Its asking price of $369,900 is about 10% above the median sold price in Deseronto over the last 90 days, $337,000, across 13 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 85 Mill St been sold before?
Summitly has no earlier MLS® sale or lease of 85 Mill St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 85 Mill St?
85 Mill St is in Deseronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 85 Mill St been on the market?
51 days — 85 Mill St was listed on September 11, 2026.
What is the price per square foot of 85 Mill St?
About $185 to $247 per square foot: the asking price of $369,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 85 Mill St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 85 Mill St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
