Welcome to this beautifully updated 3 bedroom Home in highly sought-after Whitby Shores! Featuring a stunning kitchen 2024 with New Stove, Dishwasher, and Fridge 2021. Enjoy rich hardwood floors (2019), upgraded carpet (2019), and a stylish main floor bath renovated in 2024. Furnace & A/C replaced in 2019 for year-round comfort. Steps to waterfront trails, schools, parks & GO. Move-in ready and packed with value!
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $622 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.
Inside 86 Breakwater Dr
Every detail from the listing, in one place.
Type
Townhouse
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Unfinished, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Unfinished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Att/Row/Townhouse
86 Breakwater Dr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14082292$683,700
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 86 Breakwater Dr Compares to the Whitby Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,359
/mo
based on the purchase price of $683,700
$136,740 cash
$546,960 financed
$460,684 total interest
Principal54%$546,960
Interest46%$460,684
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Whitby
Other 2–4 bed homes for sale in Whitby around $684K.
Average days on market26Homes sold in about 26 days on average.
Sale-to-list ratio98.8%On average, homes sold below asking.
Active listings532Homes for sale here right now.
Median vs prior 90 days+0.6%Compared with Apr 18 – Jul 17, 2026: prices up.
Based on 597 sales from Jul 17 – Oct 15, 2026 (442 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
86 Breakwater Dr is listed at $683,700 (MLS® E14082292). Summitly updates the price as soon as the MLS® record changes.
Is $683,700 a good price for 86 Breakwater Dr?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Whitby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 86 Breakwater Dr changed?
No — 86 Breakwater Dr is still listed at its original asking price of $683,700.
How many bedrooms and bathrooms does 86 Breakwater Dr have?
86 Breakwater Dr has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a townhouse in Whitby.
Is 86 Breakwater Dr close to transit?
The nearest rapid-transit station is Whitby GO Station (Lakeshore East GO), about 1.9 km (about a 24-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 86 Breakwater Dr?
About $3,359 a month — principal and interest on $683,700 with 20% down ($136,740), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 86 Breakwater Dr compare with other homes in Whitby?
Its asking price of $683,700 is about 22% below the median sold price in Whitby over the last 90 days, $875,000, across 597 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 86 Breakwater Dr been sold before?
Summitly has no earlier MLS® sale or lease of 86 Breakwater Dr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 86 Breakwater Dr?
86 Breakwater Dr is in Whitby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 86 Breakwater Dr been on the market?
86 Breakwater Dr was listed today (October 15, 2026).
What is the price per square foot of 86 Breakwater Dr?
About $456 to $622 per square foot: the asking price of $683,700 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 86 Breakwater Dr have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
