Five-bedroom home in an amazing location, within walking distance of Queen's University and downtown. All five bedrooms are generously sized, and one features its own ensuite. The spacious kitchen is equipped with a dishwasher and a refrigerator. Laundry and parking are available on site.
5 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $800 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 86 Division St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
86 Division St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13877302$1,200,000
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,895
/mo
based on the purchase price of $1,200,000
$240,000 cash
$960,000 financed
$808,572 total interest
Principal54%$960,000
Interest46%$808,572
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from PropTx or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from PropTx or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from PropTx, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 4–6 bed homes for sale in Kingston around $1.2M.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings719Homes for sale here right now.
Median vs prior 90 days−2.1%Compared with Apr 11 – Jul 10, 2026: prices down.
Based on 691 sales from Jul 10 – Oct 8, 2026 (467 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 86 Division St
How much is 86 Division St listed for?
86 Division St is listed at $1,200,000 (MLS® X13877302). Summitly updates the price as soon as the MLS® record changes.
Is $1,200,000 a good price for 86 Division St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 86 Division St changed?
No — 86 Division St is still listed at its original asking price of $1,200,000.
How many bedrooms and bathrooms does 86 Division St have?
86 Division St has 5 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 86 Division St?
About $5,895 a month — principal and interest on $1,200,000 with 20% down ($240,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 86 Division St compare with other homes in Kingston?
Its asking price of $1,200,000 is about 102% above the median sold price in Kingston over the last 90 days, $595,000, across 691 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 86 Division St been sold before?
Yes — Summitly has 1 earlier MLS® listing of 86 Division St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 86 Division St?
86 Division St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 86 Division St been on the market?
86 Division St was listed today (October 8, 2026).
What is the price per square foot of 86 Division St?
About $600 to $800 per square foot: the asking price of $1,200,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 86 Division St have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
Does 86 Division St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
