WITH AMPLE LIVING SPACE & DESIRABLE R2 ZONING, this property presents exciting opportunities for multigenerational living, an in-law setup, potential rental income, or a future Additional Residential Unit (buyer to complete their own due diligence). Situated on a huge 66' x 179' city lot, offering an exceptional amount of living space and versatility. Spacious 4 Bedroom (8 Bedroom Potential), 3 Bathroom family home showcases numerous high-quality updates and improvements throughout. The stunning custom kitchen (2023) was completely redesigned and rebuilt with a reconfigured layout, leathered granite countertops, reclaimed barn wood beam, spray foam insulation, updated electrical and plumbing, double built-in ovens, high-end appliances, and beautiful barn-style ceramic flooring. The main living areas have been thoughtfully updated, while major mechanical improvements include a steel roof, gutters and eaves (2022), as well as a new furnace and central air conditioner (2021). The finished basement adds additional living space with two rooms, a rec room, and a 2-piece bath. Step outside to a backyard retreat transformed in 2021-2022, featuring retaining walls and drainage improvements, large stone steps, a welcoming firepit area, deck, fencing, full sodding, flower gardens, and a 33' x 19' pool with French drain. Offering outstanding flexibility, the home includes 2 garages and parking for up to 8 vehicles. The main and second floors feature 4 bedrooms and 2 bathrooms, while the third level offers 2 bonus rooms, kitchen cabinetry for a potential kitchenette, and updated plumbing for future bathroom possibilities. A rare combination of luxury upgrades, functional living space, and an oversized lot in a convenient Woodstock location. Detailed list of Updates available.
4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $426 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 87 Bay St
Every detail from the listing, in one place.
Type
Detached
Style
2 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
8 spacesYes garage
Basement
Finished, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
8
Interior
Basement
Finished · Full
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0.274
Listing & possession
Property style
2 1/2 Storey
Property class
Detached
87 Bay St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,139
/mo
based on the purchase price of $639,000
$127,800 cash
$511,200 financed
$430,565 total interest
Principal54%$511,200
Interest46%$430,565
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Woodstock
Other 3–4 bed homes for sale in Woodstock around $639K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.8%On average, homes sold below asking.
Active listings313Homes for sale here right now.
Median vs prior 90 days+5.5%Compared with Apr 13 – Jul 12, 2026: prices up.
Based on 282 sales from Jul 12 – Oct 10, 2026 (199 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 87 Bay St
How much is 87 Bay St listed for?
87 Bay St is listed at $639,000 (MLS® X13710252). Summitly updates the price as soon as the MLS® record changes.
Is $639,000 a good price for 87 Bay St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Woodstock. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 87 Bay St changed?
Yes — it was first listed at $649,000 and is now $639,000, a drop of $10,000 (1.5%).
How many bedrooms and bathrooms does 87 Bay St have?
87 Bay St has 4 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Woodstock.
How much would the monthly mortgage be on 87 Bay St?
About $3,139 a month — principal and interest on $639,000 with 20% down ($127,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 87 Bay St compare with other homes in Woodstock?
Its asking price of $639,000 is about 10% above the median sold price in Woodstock over the last 90 days, $580,000, across 282 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 87 Bay St been sold before?
Summitly has no earlier MLS® sale or lease of 87 Bay St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 87 Bay St?
87 Bay St is in Woodstock, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 87 Bay St been on the market?
46 days — 87 Bay St was listed on August 25, 2026.
What is the price per square foot of 87 Bay St?
About $320 to $426 per square foot: the asking price of $639,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 87 Bay St have parking or a garage?
Yes — the listing gives 8 parking spaces. Garage: Yes.
Does 87 Bay St have a basement, and is it finished?
The listing describes the basement as: Finished, Full.
