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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
1 Bath Condo in Toronto
Unit 305 at 88 Charles Street East
Great opportunity for first-time buyers or investors!Ideal for students attending U of T or TMU - own while you study, with the flexibility to keep as an investment or sell after graduation. Unique studio in the historic Waldorf Astoria featuring a smart, functional layout, full kitchen, ensuite laundry, and quiet garden view. Well-proportioned space rarely found in many newer condos. Steps to subway, hospitals, Yorkville, Church-Wellesley Village and Yonge & Bloor PATH (99 Walk Score). Low maintenance fees include all utilities. Monthly parking options are available nearby for those who require it. An excellent alternative to renting in a highly sought-after location.
Toronto condo priced at $299,000 — book a tour to see if it fits your search.
Inside 88 Charles St E #305
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
0-499 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
88 Charles St E #305 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,469
/mo
based on the purchase price of $299,000
$59,800 cash
$239,200 financed
$201,469 total interest
Principal54%$239,200
Interest46%$201,469
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Book a tour of 88 Charles St E #305 with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
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Zara · AI virtual agent
Ask about 88 Charles St E #305 day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 1–2 bed homes for sale in Toronto around $299K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio5190.6%On average, homes sold at or above asking.
Active listings11,722Homes for sale here right now.
Median vs prior 90 days+0.4%Compared with May 10 – Aug 8, 2026: prices up.
Based on 9,132 sales from Aug 8 – Nov 6, 2026 (7,132 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 88 Charles St E #305
How much is 88 Charles St E #305 listed for?
88 Charles St E #305 is listed at $299,000 (MLS® C13108968). Summitly updates the price as soon as the MLS® record changes.
Has the price of 88 Charles St E #305 changed?
Yes — it was first listed at $349,900 and is now $299,000, a drop of $50,900 (14.5%).
How many bedrooms and bathrooms does 88 Charles St E #305 have?
88 Charles St E #305 has 1 bathroom, with about 0–499 square feet of living space. It is a condo in Toronto.
How much would the monthly mortgage be on 88 Charles St E #305?
About $1,469 a month — principal and interest on $299,000 with 20% down ($59,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 88 Charles St E #305 compare with other homes in Toronto?
Its asking price of $299,000 is about 65% below the median sold price in Toronto over the last 90 days, $843,500, across 9,132 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 88 Charles St E #305 been sold before?
Summitly has no earlier MLS® sale or lease of 88 Charles St E #305 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 88 Charles St E #305?
88 Charles St E #305 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 88 Charles St E #305 been on the market?
181 days — 88 Charles St E #305 was listed on May 9, 2026.
What is the price per square foot of 88 Charles St E #305?
About $599 per square foot: the asking price of $299,000 over the 0–499 sq ft the listing gives.
Does 88 Charles St E #305 have a basement, and is it finished?
The listing says 88 Charles St E #305 has no basement.
What is the land transfer tax on 88 Charles St E #305?
About $5,920 at the asking price of $299,000: $2,960 Ontario land transfer tax plus $2,960 Toronto municipal land transfer tax. First-time buyers can get up to $4,000 back from Ontario and up to $4,475 from Toronto. Legal fees and other closing costs are extra.
How do I book a viewing of 88 Charles St E #305 or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
