Fantastic Opportunity in Toronto's Highly Sought-After Beaches Neighbourhood! Discover the incredible potential of this charming detached 3-bedroom home in one of Toronto's most desirable communities! Featuring three generously sized bedrooms, spacious living and dining rooms on the main floor, a recreation room in the basement, a private backyard, and a detached garage, this property offers space, comfort, and endless possibilities. Move in and enjoy as is, or bring your creative vision to life with modern updates and personal touches. Perfect for families, renovators, or savvy investors looking for an opportunity in a prime location. Enjoy the vibrant Beaches lifestyle, with its beautiful waterfront, parks, shops, restaurants, and public transit within walking distance. A rare opportunity to own a detached home in this sought-after neighbourhood. Make it your own and unlock its full potential!New Roof 2023, Eavestrough, Downpipe and Leaf guard 2019.
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $813 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 89 Spruce Hill Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
1 spaceYes garage
Basement
Full, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
1
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
89 Spruce Hill Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14115178$1,218,888
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 89 Spruce Hill Rd Compares to the Toronto Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,988
/mo
based on the purchase price of $1,218,888
$243,778 cash
$975,110 financed
$821,299 total interest
Principal54%$975,110
Interest46%$821,299
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Toronto
Other 3–7 bed homes for sale in Toronto around $1.2M.
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio4931.9%On average, homes sold at or above asking.
Active listings12,208Homes for sale here right now.
Median vs prior 90 days+1.2%Compared with Apr 28 – Jul 27, 2026: prices up.
Based on 9,621 sales from Jul 27 – Oct 25, 2026 (6,856 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
89 Spruce Hill Rd is listed at $1,218,888 (MLS® E14115178). Summitly updates the price as soon as the MLS® record changes.
Is $1,218,888 a good price for 89 Spruce Hill Rd?
Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 89 Spruce Hill Rd changed?
No — 89 Spruce Hill Rd is still listed at its original asking price of $1,218,888.
How many bedrooms and bathrooms does 89 Spruce Hill Rd have?
89 Spruce Hill Rd has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Toronto.
Is 89 Spruce Hill Rd close to transit?
The nearest rapid-transit station is Danforth GO Station (Lakeshore East GO), about 1.5 km (about a 19-minute walk) in a straight line. Main Street Station is about 1.8 km (about a 23-minute walk), and Victoria Park Station is about 2.2 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 89 Spruce Hill Rd?
About $5,988 a month — principal and interest on $1,218,888 with 20% down ($243,778), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 89 Spruce Hill Rd compare with other homes in Toronto?
Its asking price of $1,218,888 is about 44% above the median sold price in Toronto over the last 90 days, $845,000, across 9,621 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 89 Spruce Hill Rd been sold before?
Summitly has no earlier MLS® sale or lease of 89 Spruce Hill Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 89 Spruce Hill Rd?
89 Spruce Hill Rd is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 89 Spruce Hill Rd been on the market?
3 days — 89 Spruce Hill Rd was listed on October 22, 2026.
What is the price per square foot of 89 Spruce Hill Rd?
About $609 to $813 per square foot: the asking price of $1,218,888 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 89 Spruce Hill Rd have parking or a garage?
Yes — the listing gives 1 parking space. Garage: Yes.
