89 Sprucedale Dr is a land in Kincardine, listed for $195,000.
1New Price - Seller is motivated!
2Discover the perfect canvas for your dream home or cottage on this newly created 1.2 acre building lot nestled along the stunning Lake Huron shoreline.
3Hydro and high speed Internet are available at the lot line, with a well and septic system required to complete your ideal lakeside escape.
How can Zara help?Zara · AI virtual agent · 24/7 · free
Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Lots & Land in Kincardine
About 89 Sprucedale Drive
New Price - Seller is motivated! Discover the perfect canvas for your dream home or cottage on this newly created 1.2 acre building lot nestled along the stunning Lake Huron shoreline. Ideally situated between Kincardine and Port Elgin, this forested and private retreat offers a rare opportunity to build in a peaceful setting surrounded by a mix of year-round homes and charming cottages. Located on a paved, municipally maintained, year round road and just a short stroll to a quiet sandy beach, it combines tranquility with convenience. Hydro and high speed Internet are available at the lot line, with a well and septic system required to complete your ideal lakeside escape. Newly severed taxes to be determined.
Kincardine land priced at $195,000 — book a tour to see if it fits your search.Ask Zara a follow-up
Inside 89 Sprucedale Dr
Every detail from the listing, in one place.
Type
Land
Features & systems
Lot & land
Lot size (sqft)
4585
Listing & possession
Property class
Vacant Land
89 Sprucedale Dr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13885774$195,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 89 Sprucedale Dr Compares to the Kincardine Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$958
/mo
based on the purchase price of $195,000
$39,000 cash
$156,000 financed
$131,393 total interest
Principal54%$156,000
Interest46%$131,393
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Sprucedale Drive? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 89 Sprucedale Dr with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 89 Sprucedale Dr day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio96.7%On average, homes sold below asking.
Active listings121Homes for sale here right now.
Median vs prior 90 days+2.8%Compared with Apr 14 – Jul 13, 2026: prices up.
Based on 103 sales from Jul 13 – Oct 11, 2026 (70 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 89 Sprucedale Dr
How much is 89 Sprucedale Dr listed for?
89 Sprucedale Dr is listed at $195,000 (MLS® X13885774). Summitly updates the price as soon as the MLS® record changes.
Has the price of 89 Sprucedale Dr changed?
No — 89 Sprucedale Dr is still listed at its original asking price of $195,000.
How many bedrooms and bathrooms does 89 Sprucedale Dr have?
The listing for 89 Sprucedale Dr doesn't publish its bedroom and bathroom count. It is a lot in Kincardine.
How much would the monthly mortgage be on 89 Sprucedale Dr?
About $958 a month — principal and interest on $195,000 with 20% down ($39,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 89 Sprucedale Dr compare with other homes in Kincardine?
Its asking price of $195,000 is about 69% below the median sold price in Kincardine over the last 90 days, $619,900, across 103 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 89 Sprucedale Dr been sold before?
Summitly has no earlier MLS® sale or lease of 89 Sprucedale Dr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 89 Sprucedale Dr?
89 Sprucedale Dr is in Kincardine, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 89 Sprucedale Dr been on the market?
89 Sprucedale Dr was listed today (October 11, 2026).
What is the lot size of 89 Sprucedale Dr?
The lot is 25.995 acres, as published in the listing.
What is the land transfer tax on 89 Sprucedale Dr?
About $1,675 in Ontario land transfer tax at the asking price of $195,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 89 Sprucedale Dr or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
What is the property tax for 89 Sprucedale Dr?
The listing for 89 Sprucedale Dr doesn't publish the annual property tax. The property tax calculator linked at the foot of this page gives an estimate for Kincardine.
