For the first time in over a century, this Horseshoe Lake cottage is being offered for sale. Water-access only and held by the same family since the 1920s, it's the kind of property that defines authentic cottage country. The classic two-storey layout offers four bedrooms on the second level, with pine-lined interiors and pine floors that bring warmth throughout. The large front porch is the centrepiece, a natural gathering spot with expansive south-facing views over the lake. The gently sloping lot leads to a rocky shoreline and a single-slip boathouse at the water's edge. Just minutes by boat from Horseshoe Pines Marina, this is a rare opportunity to step into a cottage with history, character, and a location that makes lake life simple.
4 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $714 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 897 172 WA Horseshoe Lake
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
700-1100 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
1.1
Listing & possession
Property style
2-Storey
Property class
Detached
897 172 WA Horseshoe Lake Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,456
/mo
based on the purchase price of $499,900
$99,980 cash
$399,920 financed
$336,838 total interest
Principal54%$399,920
Interest46%$336,838
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Seguin
Other 3–4 bed homes for sale in Seguin around $500K.
Average days on market47Homes sold in about 47 days on average.
Sale-to-list ratio94.3%On average, homes sold below asking.
Active listings113Homes for sale here right now.
Median vs prior 90 days+47.5%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 46 sales from Jul 23 – Oct 21, 2026 (44 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 897 172 WA Horseshoe Lake
How much is 897 172 WA Horseshoe Lake listed for?
897 172 WA Horseshoe Lake is listed at $499,900 (MLS® X13117214). Summitly updates the price as soon as the MLS® record changes.
Is $499,900 a good price for 897 172 WA Horseshoe Lake?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Seguin. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 897 172 WA Horseshoe Lake changed?
Yes — it was first listed at $529,900 and is now $499,900, a drop of $30,000 (5.7%).
How many bedrooms and bathrooms does 897 172 WA Horseshoe Lake have?
897 172 WA Horseshoe Lake has 4 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Seguin.
How much would the monthly mortgage be on 897 172 WA Horseshoe Lake?
About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 897 172 WA Horseshoe Lake compare with other homes in Seguin?
Its asking price of $499,900 is about 46% below the median sold price in Seguin over the last 90 days, $929,000, across 46 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 897 172 WA Horseshoe Lake been sold before?
Summitly has no earlier MLS® sale or lease of 897 172 WA Horseshoe Lake on record from the last two years. Older records aren't shown under TRREB rules.
Where is 897 172 WA Horseshoe Lake?
897 172 WA Horseshoe Lake is in Seguin, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 897 172 WA Horseshoe Lake been on the market?
163 days — 897 172 WA Horseshoe Lake was listed on May 11, 2026.
What is the price per square foot of 897 172 WA Horseshoe Lake?
About $454 to $714 per square foot: the asking price of $499,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 897 172 WA Horseshoe Lake have a basement, and is it finished?
The listing says 897 172 WA Horseshoe Lake has no basement.
What is the lot size of 897 172 WA Horseshoe Lake?
The lot is 25.995 acres, as published in the listing.
