Welcome to 90 Kozy Kove, a peaceful waterfront retreat on the Burnt River, just minutes from Fenelon Falls for shopping and amenities, and under two hours to the GTA. This beautifully finished year-round home or cottage offers 4 bedrooms and 1.5 bathrooms, set on a 0.38-acre lot with 78 feet of waterfront. As you enter, you're immediately greeted with stunning river views from both the living room and the eat-in kitchen. The kitchen offers ample cabinetry and pantry space, perfect for family living or entertaining. Main floor laundry and a convenient 2-piece bathroom are located off the entryway. Upstairs, you'll find three spacious bedrooms and a 4-piece bath. Additional features include a durable steel roof, propane furnace, and central air conditioning for year-round comfort. Whether you're looking for a full-time residence or a seasonal getaway, this is a fantastic opportunity to enjoy waterfront living and start creating memories by the summer holidays. Ideally located just minutes from ATV and OFSC snowmobile trails, this property offers endless year-round outdoor recreation in a serene natural setting.
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $460 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 90 Kozy Kove Rd
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
4 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
90 Kozy Kove Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14120244$689,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 90 Kozy Kove Rd Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,389
/mo
based on the purchase price of $689,900
$137,980 cash
$551,920 financed
$464,862 total interest
Principal54%$551,920
Interest46%$464,862
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 2–4 bed homes for sale in Kawartha Lakes around $690K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio96.1%On average, homes sold below asking.
Active listings910Homes for sale here right now.
Median vs prior 90 days−3.6%Compared with Apr 30 – Jul 29, 2026: prices down.
Based on 538 sales from Jul 29 – Oct 27, 2026 (366 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 90 Kozy Kove Rd
How much is 90 Kozy Kove Rd listed for?
90 Kozy Kove Rd is listed at $689,900 (MLS® X14120244). Summitly updates the price as soon as the MLS® record changes.
Is $689,900 a good price for 90 Kozy Kove Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 90 Kozy Kove Rd changed?
No — 90 Kozy Kove Rd is still listed at its original asking price of $689,900.
How many bedrooms and bathrooms does 90 Kozy Kove Rd have?
90 Kozy Kove Rd has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 90 Kozy Kove Rd?
About $3,389 a month — principal and interest on $689,900 with 20% down ($137,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 90 Kozy Kove Rd compare with other homes in Kawartha Lakes?
Its asking price of $689,900 is about 14% above the median sold price in Kawartha Lakes over the last 90 days, $606,000, across 538 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 90 Kozy Kove Rd been sold before?
Summitly has no earlier MLS® sale or lease of 90 Kozy Kove Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 90 Kozy Kove Rd?
90 Kozy Kove Rd is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 90 Kozy Kove Rd been on the market?
1 day — 90 Kozy Kove Rd was listed on October 26, 2026.
What is the price per square foot of 90 Kozy Kove Rd?
About $345 to $460 per square foot: the asking price of $689,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 90 Kozy Kove Rd have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 90 Kozy Kove Rd have a basement, and is it finished?
