Discover unparalleled privacy and endless adventure at this exceptional property, perfectly situated on the clean, clear waters of the Gull River in the heart of the Kawartha Lakes. This unique location offers the best of both worlds: a serene, private retreat and direct access to the expansive Shadow Lake system. Imagine lazy afternoons drifting along your own "personal lazy river" on the gentle currents of the Gull River, or embracing the thrill of both motorized and non-motorized water sports right from your doorstep. Whether it's kayaking, paddle-boarding, waterskiing, or fishing, this property is a dream for water enthusiasts. Nestled within a desirable limestone region, you'll appreciate a noticeably reduced bug population, allowing you to fully enjoy the great outdoors. The expansive lot provides lots of room to entertain, ensuring unforgettable gatherings with family and friends in a truly picturesque setting. This is more than just a property; it's a lifestyle. Don't miss your chance to own a piece of Kawartha Lakes paradise.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $784 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 92 Shadow Lake Rd 28 Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
6 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
None
Lot & land
Lot size (sqft)
0.6
Listing & possession
Property style
Bungalow
Property class
Detached
92 Shadow Lake Rd 28 Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,697
/mo
based on the purchase price of $549,000
$109,800 cash
$439,200 financed
$369,922 total interest
Principal54%$439,200
Interest46%$369,922
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 2–5 bed homes for sale in Kawartha Lakes around $549K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings931Homes for sale here right now.
Median vs prior 90 days−3.0%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 513 sales from Jul 25 – Oct 23, 2026 (356 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 92 Shadow Lake Rd 28 Rd
How much is 92 Shadow Lake Rd 28 Rd listed for?
92 Shadow Lake Rd 28 Rd is listed at $549,000 (MLS® X13175524). Summitly updates the price as soon as the MLS® record changes.
Is $549,000 a good price for 92 Shadow Lake Rd 28 Rd?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 92 Shadow Lake Rd 28 Rd changed?
Yes — it was first listed at $649,000 and is now $549,000, a drop of $100,000 (15.4%).
How many bedrooms and bathrooms does 92 Shadow Lake Rd 28 Rd have?
92 Shadow Lake Rd 28 Rd has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 92 Shadow Lake Rd 28 Rd?
About $2,697 a month — principal and interest on $549,000 with 20% down ($109,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 92 Shadow Lake Rd 28 Rd compare with other homes in Kawartha Lakes?
Its asking price of $549,000 is about 10% below the median sold price in Kawartha Lakes over the last 90 days, $607,500, across 513 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 92 Shadow Lake Rd 28 Rd been sold before?
Summitly has no earlier MLS® sale or lease of 92 Shadow Lake Rd 28 Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 92 Shadow Lake Rd 28 Rd?
92 Shadow Lake Rd 28 Rd is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 92 Shadow Lake Rd 28 Rd been on the market?
151 days — 92 Shadow Lake Rd 28 Rd was listed on May 25, 2026.
What is the price per square foot of 92 Shadow Lake Rd 28 Rd?
About $499 to $784 per square foot: the asking price of $549,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 92 Shadow Lake Rd 28 Rd have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 92 Shadow Lake Rd 28 Rd have a basement, and is it finished?
The listing says 92 Shadow Lake Rd 28 Rd has no basement.
