DetachedListed today

92 Water St, Woolwich

Name: 92 Water Street
SKU: X14177548
Price: 989000 CAD
Availability: InStock

Woolwich, ON · · MLS® X14177548Updated November 13, 2026

$989,000Est. $4,859/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 6

Type Detached
Garage Yes
Basement Finished, Walk-Up

What you should know

92 Water St is a 3-bedroom, 2-bathroom detached home in Woolwich, listed for $989,000. It has 1100-1500 sq ft of living space.

The bright main floor features large windows, a living room with a gas fireplace, kitchen/dining room with a walkout to the backyard retreat.
Upstairs, the second level offers three spacious bedrooms with hardwood flooring and an updated bathroom featuring a walk-in glass shower.
The lower level provides a versatile living space, with a gas fireplace, large windows, and a luxurious bathroom with a soaker tub, walk-in shower, heated floors, and a walk-in closet.

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3 Bed, 2 Bath Detached Home in Woolwich

About 92 Water Street

This beautifully updated four-level side split sits on nearly a quarter-acre in a highly desirable neighbourhood. The bright main floor features large windows, a living room with a gas fireplace, kitchen/dining room with a walkout to the backyard retreat. The Kitchen you'll find granite countertops, built-in appliances, including a gas stove. Upstairs, the second level offers three spacious bedrooms with hardwood flooring and an updated bathroom featuring a walk-in glass shower. The lower level provides a versatile living space, with a gas fireplace, large windows, and a luxurious bathroom with a soaker tub, walk-in shower, heated floors, and a walk-in closet. The basement level adds even more living space with a recreation room featuring a third gas fireplace, along with a large laundry, utility, and storage area. Outdoors, enjoy a fully fenced, mature yard designed for relaxation and hosting. Highlights include a deck with a built-in canopy and adjustable sunshade slats, a hot tub, a wood-fired sauna, and an outdoor shower perfect for entertaining family and friends. The setting offers a rare blend of convenience and quiet, with a small-town charm. Walking distance to Downtown St. Jacobs shops, restaurants, walking trails and more!

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $899 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 92 Water St

Every detail from the listing, in one place.

Type: Detached
Style: Sidesplit
Living space: 1100-1500 sq ftas stated on the listing
Parking: 6 spacesYes garage
Basement: Finished, Walk-Up

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 6

Interior

Basement: Finished · Walk-Up

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Sidesplit
Property class: Detached

92 Water St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 13, 2026For saleListedThis listingMLS® X14177548$989,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 92 Water St Compares to the Woolwich Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 137 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Woolwich market, last 90 days

Median sold price: $875,000
Average sold price: $972,915
Average days on market: 25
Homes sold: 67

Closed sales on the TRREB MLS®.

Recently sold nearby in Woolwich

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home92 Water Street 3 bd · 2 ba · 1,100 sqft	$989,000asking	$899	—	—
366 Townsend Drive 3 bd · 3 ba · 1,500 sqft
14 LA SALLE Street 3 bd · 3 ba · 2,000 sqft
67 Picard Street 4 bd · 3 ba · 2,000 sqft
1 Danube Drive 4 bd · 3 ba · 2,500 sqft
7 Joseph Street 4 bd · 3 ba · 3,000 sqft
16 Snyder Avenue 3 bd · 1 ba · 1,100 sqft

366 Townsend Drive
3 bd · 3 ba · 1,500 sqft
14 LA SALLE Street
3 bd · 3 ba · 2,000 sqft
67 Picard Street
4 bd · 3 ba · 2,000 sqft
1 Danube Drive
4 bd · 3 ba · 2,500 sqft
7 Joseph Street
4 bd · 3 ba · 3,000 sqft
16 Snyder Avenue
3 bd · 1 ba · 1,100 sqft

Living in Woolwich: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 92 Water St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,859; 20% down · 25 years · 5.5% assumed
Property tax: $544; 0.66% mill rate · ON
Total per month: $5,403; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,859

/mo

based on the purchase price of $989,000

Down payment20%

$197,800 cash

Amortization25 yr

$791,200 financed

Rate5.50%

$666,398 total interest

Principal54%$791,200

Interest46%$666,398

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: REVEL REALTY INC., BrokerageMLS® X14177548 · Listing data last updated November 13, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 12· $899/sq ft

Estimated monthly mortgage$4,859/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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