934 County 38 Rd is a 2-bedroom, 1-bathroom detached home in Trent Hills, listed for $199,900. It has 700-1100 sq ft of living space.
1102 Feet of Trent-Severn Waterfront.
2Step outside onto the spacious deck overlooking the water, and you'll understand immediately why people fall in love with this stretch of the Trent-Severn.
102 Feet of Trent-Severn Waterfront. Private Boat Slip. Under $200K. There aren't many opportunities left to own direct waterfront on the Trent-Severn Waterway at this price, and this one delivers the full cottage experience from day one. Set on 102 feet of protected shoreline just minutes from the vibrant village of Campbellford, this charming 2-bedroom, 1-bathroom three-season cottage is thoughtfully maintained and move-in ready for the season ahead. Whether you're looking for your first waterfront escape, a simpler summer base, or a weekend retreat you can afford this is it. Step inside to find a bright, functional layout with two comfortable bedrooms and a sunroom designed for exactly the kind of slow, unhurried mornings cottage country is made for. Step outside onto the spacious deck overlooking the water, and you'll understand immediately why people fall in love with this stretch of the Trent-Severn. Swim off your own shoreline. Fish from the dock. Your private boat slip puts you directly onto one of Ontario's most celebrated waterways. Evenings, there's a firepit waiting and sunsets over the water that remind you why you made this decision. Steel roof, newer windows, and a large hydro-equipped shed offer serious storage and workshop potential. Septic installed 2009 with all documentation in place. Public boat launch just steps north. Minutes from Campbellford with a full hospital, restaurants, Ferris Provincial Park, and the iconic Ranney Gorge Suspension Bridge. AI-generated concept images have been included to showcase the potential of this cottage. **They are artistic renderings only and do not depict the property's current condition.** License agreement on the Land.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $286 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 934 County 38 Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
6 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
934 County 38 Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14154152$199,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 934 County 38 Rd Compares to the Trent Hills Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$982
/mo
based on the purchase price of $199,900
$39,980 cash
$159,920 financed
$134,695 total interest
Principal54%$159,920
Interest46%$134,695
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on County 38 Road? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 934 County 38 Rd with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 934 County 38 Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 934 County 38 Rd
Market pulse · Trent Hills
Median sold price$540,000Last 90 days
Average days on market58Homes sold in about 58 days on average.
Sale-to-list ratio95.1%On average, homes sold below asking.
Active listings247Homes for sale here right now.
Median vs prior 90 days+3.8%Compared with May 10 – Aug 8, 2026: prices up.
Based on 103 sales from Aug 8 – Nov 6, 2026 (72 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 934 County 38 Rd
How much is 934 County 38 Rd listed for?
934 County 38 Rd is listed at $199,900 (MLS® X14154152). Summitly updates the price as soon as the MLS® record changes.
Is $199,900 a good price for 934 County 38 Rd?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Trent Hills. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 934 County 38 Rd changed?
No — 934 County 38 Rd is still listed at its original asking price of $199,900.
How many bedrooms and bathrooms does 934 County 38 Rd have?
934 County 38 Rd has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Trent Hills.
How much would the monthly mortgage be on 934 County 38 Rd?
About $982 a month — principal and interest on $199,900 with 20% down ($39,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 934 County 38 Rd compare with other homes in Trent Hills?
Its asking price of $199,900 is about 63% below the median sold price in Trent Hills over the last 90 days, $540,000, across 103 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 934 County 38 Rd been sold before?
Summitly has no earlier MLS® sale or lease of 934 County 38 Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 934 County 38 Rd?
934 County 38 Rd is in Trent Hills, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 934 County 38 Rd been on the market?
1 day — 934 County 38 Rd was listed on November 5, 2026.
What is the price per square foot of 934 County 38 Rd?
About $182 to $286 per square foot: the asking price of $199,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 934 County 38 Rd have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 934 County 38 Rd have a basement, and is it finished?
The listing says 934 County 38 Rd has no basement.
