Welcome to peaceful waterfront living on Eels Creek, just outside the quiet rural town of Apsley. This charming home offers 2 bedrooms, 1 bathroom, plus an additional floor with plenty of room to customize to suit your needs. Outside, the beautifully landscaped property features wooden steps leading down to the creek, where fish, turtles and ducks make for some pretty great neighbours. Enjoy your morning coffee by the water, spend your days taking in the natural surroundings, and appreciate the privacy of country living. When you need the essentials, the village of Apsley is just minutes away with a grocery store, pharmacy, restaurants, shops and more. A peaceful property with waterfront, wildlife and room to make it your own!
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $821 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 9545 Hwy 28
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
700-1100 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
None
Lot & land
Lot size (sqft)
0.473
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
9545 Hwy 28 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13752736$574,999
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 9545 Hwy 28 Compares to the North Kawartha Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,825
/mo
based on the purchase price of $574,999
$115,000 cash
$459,999 financed
$387,440 total interest
Principal54%$459,999
Interest46%$387,440
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in North Kawartha
Other 2–3 bed homes for sale in North Kawartha around $575K.
Average days on market58Homes sold in about 58 days on average.
Sale-to-list ratio93.0%On average, homes sold below asking.
Active listings59Homes for sale here right now.
Median vs prior 90 days+13.3%Compared with May 5 – Aug 3, 2026: prices up.
Based on 40 sales from Aug 3 – Nov 1, 2026 (32 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 9545 Hwy 28
How much is 9545 Hwy 28 listed for?
9545 Hwy 28 is listed at $574,999 (MLS® X13752736). Summitly updates the price as soon as the MLS® record changes.
Is $574,999 a good price for 9545 Hwy 28?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in North Kawartha. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 9545 Hwy 28 changed?
No — 9545 Hwy 28 is still listed at its original asking price of $574,999.
How many bedrooms and bathrooms does 9545 Hwy 28 have?
9545 Hwy 28 has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in North Kawartha.
How much would the monthly mortgage be on 9545 Hwy 28?
About $2,825 a month — principal and interest on $574,999 with 20% down ($115,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 9545 Hwy 28 compare with other homes in North Kawartha?
Its asking price of $574,999 is about 8% below the median sold price in North Kawartha over the last 90 days, $622,944, across 40 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 9545 Hwy 28 been sold before?
Summitly has no earlier MLS® sale or lease of 9545 Hwy 28 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 9545 Hwy 28?
9545 Hwy 28 is in North Kawartha, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 9545 Hwy 28 been on the market?
54 days — 9545 Hwy 28 was listed on September 8, 2026.
What is the price per square foot of 9545 Hwy 28?
About $523 to $821 per square foot: the asking price of $574,999 over the 700–1,100 sq ft the listing gives as its size range.
Does 9545 Hwy 28 have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 9545 Hwy 28 have a basement, and is it finished?