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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 100 days

    98 Church Street

    Bowmanville·Clarington, ON·L1C 1T2·Near Liberty St N & Church St

    • 7 beds
    Clarington real estate›E12177437
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to downtown Bowmanville! This sprawling 7-bedroom, 5-bath home has been meticulously updated to seamlessly blend historic charm with contemporary luxury! Step inside to discover the inviting warmth of heated floors gracing the front entrance as well as the sunroom, and four of the bathrooms. A custom bench and closet system at the entrance provides effortless organization and ample storage. Prepare to be captivated by gleaming hardwood floors, soaring ceilings, expansive windows, impressive 13-inch baseboards, intricate crown molding, dual staircases, dramatic floor-to-ceiling pocket doors to separate the dining and sitting rooms, and two fireplaces (now decorative centerpieces). The main floor games room offers versatility and could potentially serve as a second primary bedroom or possibly a home office. Ascend the East staircase to access four of the seven bedrooms. The primary suite is a true retreat, complete with a spacious walk-in closet and a spa-like ensuite featuring a double sink vanity, a deep soaker tub, a luxurious steam shower, and, of course, heated floors. Two additional bedrooms share a charming bathroom with a gorgeous clawfoot tub. The final bedroom on the East side benefits from a renovated semi-ensuite bath, which is also accessible and serves the three bedrooms located on the West side of the home accessed via the West staircase. Prioritizing efficiency and comfort; two sets of mechanicals independently control their respective side of the home, and attic insulation was upgraded with 4 inches of spray foam and 16 inches of blown-in insulation. The allure extends outdoors with stunning gardens and a spacious, welcoming porch. The fenced yard ensures privacy and ample space for entertaining. This is more than just a house; it's a masterpiece.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 27, 2025ListedCurrentFor sale$1,295,000 —E12177437This page
    Mar 24, 2025Previously listedTer$1,595,000 —E12039379View
    Mar 4, 2025Previously listedTer$1,785,000 —E11998880View
    Nov 25, 2024Previously listedTer$1,785,000 —E10908436View
    Sep 10, 2024Previously listedTer$1,950,000 —E9311196View
    Apr 4, 2024Previously listedTer$1,950,000 —E8201224View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 98 Church Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $6,362
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $690
    0.64% mill rate · ON
    The market

    How this home sits in the Clarington market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Clarington market right now

    Average sold price, days on market, and closed-transaction count for Clarington — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Clarington market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 98 Church Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 98 Church Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 98 Church Street listed for?

      98 Church Street is listed at $1,295,000 on the MLS® (listing E12177437). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 98 Church Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3500-5000 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $1,295,000
    $0 / sqft · MLS® E12177437
    Chat Zara
  6. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Clarington.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The primary suite is a true retreat, complete with a spacious walk-in closet and a spa-like ensuite featuring a double sink vanity, a deep soaker tub, a luxurious steam shower, and, of course, heated floors.
    • The final bedroom on the East side benefits from a renovated semi-ensuite bath, which is also accessible and serves the three bedrooms located on the West side of the home accessed via the West staircase.
    • The allure extends outdoors with stunning gardens and a spacious, welcoming porch.
    • The fenced yard ensures privacy and ample space for entertaining.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    Private, Private Triple
  8. Interior

    5
    Basement
    Unfinished
    Family room
    Y
    Kitchens
    1
    Total rooms
    15
    Laundry level
    Main Level
  9. Exterior & construction

    4
    Exterior
    Brick
    Roof
    Unknown
    Foundation
    Unknown
    Pool
    None
  10. Lot & land

    1
    Year built
    100+
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Sitting
      pocket doors · hardwood floor · large window
      16.1 × 14.4 ft
    • Game Room
      closet · hardwood floor · large window
      23.1 × 14.2 ft
    • Kitchen
      tile floor · w/o to patio · double sink
      18.7 × 10.9 ft
    • Living Room
      w/o to porch · broadloom
      18.0 × 11.4 ft
    • Dining Room
      pocket doors · hardwood floor · combined w/sitting
      13.1 × 18.2 ft
    • Foyer
      b/i closet · w/o to deck · heated floor
      7.1 × 18.2 ft
    • Mud Room
      tile floor · 2 pc bath
      18.0 × 9.0 ft
    • Sunroom
      w/o to garden · heated floor · window floor to ceiling
      7.0 × 14.2 ft
    • Laundry
      2 pc bath · quartz counter · stainless steel appl
      8.8 × 7.0 ft

    Second level

    3 rooms
    • Bedroom 3
      hardwood floor · large closet · large window
      17.4 × 10.0 ft
    • Primary Bedroom
      hardwood floor · 5 pc ensuite · walk-in closet(s)
      11.5 × 18.1 ft
    • Bedroom 2
      hardwood floor · semi ensuite · b/i shelves
      11.3 × 17.2 ft
    Combined estimate
    $7,052
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $6,362
    /mo
    based on the purchase price of $1,295,000
    $259,000 cash
    $1,036,000 financed
    $872,584 total interest
    Monthly payment$6,362/ month
    Principal54%$1,036,000
    Interest46%$872,584

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Clarington

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 32 Sagewood Avenue
      Sold
      Sign in for price
      32 Sagewood Avenue
      Detached
    • 8 Maple Street
      Sold
      Sign in for price
      8 Maple Street
      Detached
    • 2033 Nash Road
      Sold
      Sign in for price
      2033 Nash Road
      Detached
    • 79 Charles Tilley Crescent
      Sold
      Sign in for price
      79 Charles Tilley Crescent
      Detached
    • 6010 Old Scugog Road
      Sold
      Sign in for price
      6010 Old Scugog Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    98 Church StreetThis home7 / 535,005,000$1,295,000ask———
    32 Sagewood Avenue6 / 32,500—
    8 Maple Street6 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Clarington

    Active listings within ±20% of this asking price.

    • 11 Yacht Drive
      $1,320,000
      11 Yacht Drive
      Detached 7 6
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of CENTURY 21 INFINITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    98 Church Street is a 7-bedroom, 5-bath, 3500-5000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 98 Church Street built?

    98 Church Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  18. What is the property tax for 98 Church Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 98 Church Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 98 Church Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,295,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 98 Church Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 98 Church Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 98 Church Street in?

    98 Church Street is in Bowmanville, Clarington. The 'Neighbourhood' section below links to the live Clarington real estate hub with average sold price, days on market, and current inventory.

  22. Is Clarington a good place to live?

    Clarington is one of ON's actively-tracked Summitly markets. The full Clarington real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 2033 Nash Road
    6 / 5
    5,000
    —
    79 Charles Tilley Crescent6 / 73,000—
    6010 Old Scugog Road6 / 2——