DetachedOn market 154 days

98 Mcrae Beach Rd S, Georgina

Name: 98 Mcrae Beach Road S
SKU: N13418228
Price: 5499000 CAD
Availability: InStock

Georgina, ON · · MLS® N13418228Updated August 20, 2026

$5,499,000Est. $27,015/mo mortgage

Bedrooms: 5
Bathrooms: 5
Living space: 5000 +sq ft
Parking spaces: 19

Type Detached
Lot 50 acres
Garage Yes
Basement Crawl Space

What you should know

98 Mcrae Beach Rd S is a 5-bedroom, 5-bathroom detached home in Georgina, listed for $5,499,000. It has 5000 + sq ft of living space.

An extraordinary custom-built waterfront estate on Lake Simcoe offering over 5,500 sqft of uncompromising luxury on a private half-acre lot w 100ft of coveted west-facing shoreline & breathtaking sunsets.
A main-floor guest suite w spa-inspired heated-floor bath offers comfort & privacy w stunning lake vistas.
The den & office are enhanced by a double-sided F.P., creating an elegant & functional workspace.The upper level features 4 spacious bedrooms, ea w a private ensuite & heated floors.

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5 Bed, 5 Bath Detached Home in Georgina

About 98 Mcrae Beach Road South

An extraordinary custom-built waterfront estate on Lake Simcoe offering over 5,500 sqft of uncompromising luxury on a private half-acre lot w 100ft of coveted west-facing shoreline & breathtaking sunsets. Designed for those who appreciate exceptional craftsmanship, this brand-new residence showcases only the finest materials and commercial-grade German-engineered windows and doors that frame spectacular lake views T/O.A grand foyer welcomes you into an impressive open-concept design featuring soaring 21ft clngs & seamless flow from the F.R to the designer kitchen & sunroom. The stunning floor-to-ceiling gas F.P. feature wall & dramatic 19-foot window create a breathtaking focal point while capturing endless waterfront views.The chef-inspired kitchen is designed for entertaining, highlighted by a 10ft waterfall granite island & premium finishes. A main-floor guest suite w spa-inspired heated-floor bath offers comfort & privacy w stunning lake vistas. The den & office are enhanced by a double-sided F.P., creating an elegant & functional workspace.The upper level features 4 spacious bedrooms, ea w a private ensuite & heated floors. The luxurious primary retreat offers a designer W.I.closet w center island, spa-inspired ensuite, & walk-out to a composite deck ovrlking the lake. A second-floor laund rm w coffee station adds convenience.Additional features include 7" engineered oak hardwd flooring, LED pot lights, valance lighting, solid-core doors, automated wrought-iron gates, sprinkler system, whole-home alarm, surge protection, whole house backup genratr, & direct access to the insulated 5-car garage.Outdoor living is equally impressive with a state-of-the-art outdoor kit, 56' seasonal dock, marine rail, winch system, & a dry boathouse complete w kitchenette, Trusscore finishes, & sep electrical panels.A rare opportunity to own a spectacular year-round waterfront retreat where luxury, privacy, & unforgettable sunsets converge on one of Lake Simcoe's most coveted shorelines.

5 bedrooms, 5 bathrooms, about 5,000 sq ft, works out to roughly $1,100 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 98 Mcrae Beach Rd S

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 5000 + sq ftas stated on the listing
Parking: 19 spacesYes garage
Basement: Crawl Space

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 19

Interior

Basement: Crawl Space

Lot & land

Lot size (sqft): 20763.56

Listing & possession

Property style: 2-Storey
Property class: Detached

98 Mcrae Beach Rd S Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jun 8, 2026For saleListedThis listingMLS® N13418228$5,499,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 98 Mcrae Beach Rd S Compares to the Georgina Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 453 recent sales

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Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Georgina market, last 90 days

Median sold price: $760,000
Average sold price: $824,500
Average days on market: 38
Homes sold: 275

Closed sales on the TRREB MLS®.

Full Georgina market report

Recently sold nearby in Georgina

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home98 Mcrae Beach Road S 5 bd · 5 ba · 5,000 sqft	$5,499,000asking	$1,100	—	—
135 Silas Boulevard 4 bd · 2 ba · 1,100 sqft
26002 McCowan Road 4 bd · 1 ba · 1,500 sqft
3 Richmond Park Drive 4 bd · 3 ba · 2,500 sqft
54 North Street 4 bd · 2 ba · 1,100 sqft
16 Whitestone Drive 5 bd · 3 ba · 2,500 sqft
21 Metro Road 7 bd · 2 ba · 1,100 sqft

135 Silas Boulevard
4 bd · 2 ba · 1,100 sqft
26002 McCowan Road
4 bd · 1 ba · 1,500 sqft
3 Richmond Park Drive
4 bd · 3 ba · 2,500 sqft
54 North Street
4 bd · 2 ba · 1,100 sqft
16 Whitestone Drive
5 bd · 3 ba · 2,500 sqft
21 Metro Road
7 bd · 2 ba · 1,100 sqft

Living in Georgina: Location & Amenities

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Costs, Mortgage & Rental Return for 98 Mcrae Beach Rd S

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $27,015; 20% down · 25 years · 5.5% assumed
Property tax: $3,024; 0.66% mill rate · ON
Total per month: $30,039; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

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Estimated monthly payment

$27,015

/mo

based on the purchase price of $5,499,000

Down payment20%

$1,099,800 cash

Amortization25 yr

$4,399,200 financed

Rate5.50%

$3,705,281 total interest

Principal54%$4,399,200

Interest46%$3,705,281

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: CECILIA DEFREITAS FINE HOMES LTD., BrokerageMLS® N13418228 · Listing data last updated August 20, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jun 7· $1,100/sq ft

Estimated monthly mortgage$27,015/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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