98 West Ham Lake Rd is a 3-bedroom, 1-bathroom rural home in Killarney, listed for $449,000. It has 700-1100 sq ft of living space.
1A Year-Round Romantic Northern Escape!
2Warm southern exposure, 100 ft of shoreline, calm waters, breathtaking views of untouched Crown land, every morning begins with tranquility.
3Main floor bedroom and full bathroom, while the loft provides a flex space that can easily accommodate two additional sleeping areas, home office, making it ideal for a couple, family, or weekend guests.
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3 Bed, 1 Bath Rural Home in Killarney
About 98 West Ham Lake Road
A Year-Round Romantic Northern Escape! Discover the magic of Ham Lake and why residents love this peaceful waterfront location. Warm southern exposure, 100 ft of shoreline, calm waters, breathtaking views of untouched Crown land, every morning begins with tranquility. Gently sloping waterfront is perfect for swimming at any age, launching a kayak, or enjoying the included paddle boat. Inside, the bright, open-concept cottage features soaring ceilings and an atmosphere designed for easy living. Main floor bedroom and full bathroom, while the loft provides a flex space that can easily accommodate two additional sleeping areas, home office, making it ideal for a couple, family, or weekend guests. Compact yet thoughtfully designed, the cottage is easy to maintain, giving you more time to enjoy life. Comfortable in every season, it features electric baseboard heating, a cozy woodstove, year-round lake water with filtration, a septic system, and durable metal roofs. The property is being sold fully furnished-including pots, pans, & household essentials- start enjoying it immediately or operate it as a turnkey Airbnb rental. Outside, the gazebo provides the perfect bug-free space for dining, card games, or additional guest accommodation, while evenings are best spent gathered around the fire pit beneath a sky filled with stars and, on lucky nights, the Northern Lights. The detached garage offers secure storage. Adventure is close! Launch your boat into one of the most sought-after stretches of the French River just five minutes down the road (Hartley Bay Road.) Hike the French River Provincial Park 3 mins minutes away, wander or hunt the hundreds of acres of Crown land nearby, snowmobile trails, or take a scenic day trip to Killarney, 50 minutes away. Alban is only 8 minutes away for everyday amenities, while Sudbury is an easy 45-minute drive. This is a place where life slows down, hobbies rediscovered, & every visit leaves you wanting to stay just a little longer.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $641 per square foot. Chat with Zara if you'd like a deeper read on whether this rural home fits your budget and timing.
Inside 98 West Ham Lake Rd
Every detail from the listing, in one place.
Type
Rural Home
Style
1 1/2 Storey
Living space
700-1100 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Rural Residential
98 West Ham Lake Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13642214$449,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 98 West Ham Lake Rd Compares to the Killarney Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
There isn’t enough local sales data to estimate this home’s value yet. The comparable sales and market numbers are the best guide.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,206
/mo
based on the purchase price of $449,000
$89,800 cash
$359,200 financed
$302,541 total interest
Principal54%$359,200
Interest46%$302,541
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 98 West Ham Lake Rd
Homes for sale in Killarney
Every active Killarney MLS® listing, updated all day.
Not enough recent sales in Killarney to publish sold figures (fewer than 5 in the last 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 98 West Ham Lake Rd
How much is 98 West Ham Lake Rd listed for?
98 West Ham Lake Rd is listed at $449,000 (MLS® X13642214). Summitly updates the price as soon as the MLS® record changes.
Has the price of 98 West Ham Lake Rd changed?
No — 98 West Ham Lake Rd is still listed at its original asking price of $449,000.
How many bedrooms and bathrooms does 98 West Ham Lake Rd have?
98 West Ham Lake Rd has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a rural home in Killarney.
How much would the monthly mortgage be on 98 West Ham Lake Rd?
About $2,206 a month — principal and interest on $449,000 with 20% down ($89,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Has 98 West Ham Lake Rd been sold before?
Summitly has no earlier MLS® sale or lease of 98 West Ham Lake Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 98 West Ham Lake Rd?
98 West Ham Lake Rd is in Killarney, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 98 West Ham Lake Rd been on the market?
78 days — 98 West Ham Lake Rd was listed on August 4, 2026.
What is the price per square foot of 98 West Ham Lake Rd?
About $408 to $641 per square foot: the asking price of $449,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 98 West Ham Lake Rd have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 98 West Ham Lake Rd have a basement, and is it finished?
The listing says 98 West Ham Lake Rd has no basement.
What is the lot size of 98 West Ham Lake Rd?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 98 West Ham Lake Rd?
About $5,455 in Ontario land transfer tax at the asking price of $449,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.