Attention investors. Thjs 5 bedroom, three storey all brick home located in the heart of the Queens district boasts hardwood floors throughout the main levels. The main level offers one bedroom with a living room space. Up one level you'll find 2 bedrooms with a 4pc bath. The Upper level provides two additional bedrooms and another 4pc bath. The landing just down from the main level offers another sitting area leading to the lower level kitchen and 2pc bath. Great for students or those looking to be downtown. Forced Air Nat Gas furnace, 200 amp breakers, central A/C. Come check out 98 William St before it is gone.
5 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $699 per square foot. Chat with Zara if you'd like a deeper read on whether this home fits your budget and timing.
Inside 98 William St
Every detail from the listing, in one place.
Style
3-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
1 space
Features & systems
Parking & garage
Parking spaces
1
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
3-Storey
Property class
Other
98 William St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13538980$1,049,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 98 William St Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,153
/mo
based on the purchase price of $1,049,000
$209,800 cash
$839,200 financed
$706,827 total interest
Principal54%$839,200
Interest46%$706,827
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 4-bed homes for sale in Kingston around $1.0M.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings671Homes for sale here right now.
Median vs prior 90 days−4.9%Compared with May 12 – Aug 10, 2026: prices down.
Based on 541 sales from Aug 10 – Nov 8, 2026 (588 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 98 William St
How much is 98 William St listed for?
98 William St is listed at $1,049,000 (MLS® X13538980). Summitly updates the price as soon as the MLS® record changes.
Is $1,049,000 a good price for 98 William St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 98 William St changed?
No — 98 William St is still listed at its original asking price of $1,049,000.
How many bedrooms and bathrooms does 98 William St have?
98 William St has 5 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a home in Kingston.
How much would the monthly mortgage be on 98 William St?
About $5,153 a month — principal and interest on $1,049,000 with 20% down ($209,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 98 William St compare with other homes in Kingston?
Its asking price of $1,049,000 is about 79% above the median sold price in Kingston over the last 90 days, $585,000, across 541 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 98 William St been sold before?
Summitly has no earlier MLS® sale or lease of 98 William St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 98 William St?
98 William St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 98 William St been on the market?
123 days — 98 William St was listed on July 8, 2026.
What is the price per square foot of 98 William St?
About $525 to $699 per square foot: the asking price of $1,049,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 98 William St have parking or a garage?
Yes — the listing gives 1 parking space.
What is the land transfer tax on 98 William St?
About $17,455 in Ontario land transfer tax at the asking price of $1,049,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.