Great Family Home on quiet cul de sac with easy commute to London. Mailing address is 9939 Florence St., St.Thomas. Convenient Main Floor Laundry, Eating Area leads out to Sundeck with Gazebo. Primary Suite with 3pc ensuite bath and walk in closet. New carpet (May 2026) on stairs and all bedrooms on Second Level. Familyroom , Office/Bonus Room and 3pc bath and storage room in Basement. Man Door in Garage. Cat Patio can stay or Seller will remove before closing. Just move in and enjoy this One Owner well cared for Home.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $495 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 9939 Florence St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Full, Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
9939 Florence St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,677
/mo
based on the purchase price of $544,900
$108,980 cash
$435,920 financed
$367,159 total interest
Principal54%$435,920
Interest46%$367,159
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Southwold
Other 3–4 bed homes for sale in Southwold around $545K.
Average days on market83Homes sold in about 83 days on average.
Sale-to-list ratio98.4%On average, homes sold below asking.
Active listings73Homes for sale here right now.
Median vs prior 90 days−30.5%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 24 sales from Jul 25 – Oct 23, 2026 (16 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 9939 Florence St
How much is 9939 Florence St listed for?
9939 Florence St is listed at $544,900 (MLS® X13709228). Summitly updates the price as soon as the MLS® record changes.
Is $544,900 a good price for 9939 Florence St?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Southwold. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 9939 Florence St changed?
Yes — it was first listed at $549,900 and is now $544,900, a drop of $5,000 (0.9%).
How many bedrooms and bathrooms does 9939 Florence St have?
9939 Florence St has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Southwold.
How much would the monthly mortgage be on 9939 Florence St?
About $2,677 a month — principal and interest on $544,900 with 20% down ($108,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 9939 Florence St compare with other homes in Southwold?
Its asking price of $544,900 is about 8% below the median sold price in Southwold over the last 90 days, $595,000, across 24 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 9939 Florence St been sold before?
Summitly has no earlier MLS® sale or lease of 9939 Florence St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 9939 Florence St?
9939 Florence St is in Southwold, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 9939 Florence St been on the market?
60 days — 9939 Florence St was listed on August 24, 2026.
What is the price per square foot of 9939 Florence St?
About $363 to $495 per square foot: the asking price of $544,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 9939 Florence St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 9939 Florence St have a basement, and is it finished?
The listing describes the basement as: Full, Finished.
