For saleExcellent Deal

DetachedOn market 143 days

Lot 20 Harvest Lane, Thames Centre

Thames Centre, ON · · MLS® X13223678Updated October 9, 2026

$1,339,900Est. $6,583/mo mortgage

Bedrooms: 5
Bathrooms: 4
Living space: 3000–3500sq ft
Parking spaces: 7

Type Detached
Garage Yes
Basement Full, Unfinished

What you should know

Lot 20 Harvest Lane is a 5-bedroom, 4-bathroom detached home in Thames Centre, listed for $1,339,900. It has 3000-3500 sq ft of living space.

There's something special about what's going on at Lot 20 Harvest Lane.
What really sets it apart is the dual-primary layout: one bedroom on the main floor, another upstairs, each with its own spa-inspired ensuite and walk-in closet.
The kitchen holds its own too: custom cabinetry, premium finishes, and an oversized island that flows through a butler's pantry into a formal dining room topped with vaulted, stained-wood ceilings.

Ask Zara:

5 Bed, 4 Bath Detached Home in Thames Centre

About Lot 20 Harvest Lane

TO BE BUILT. There's something special about what's going on at Lot 20 Harvest Lane. With over 3375 sq. ft. above grade, this 5-bedroom home was built for people who want room to breathe and finishes that don't cut corners. What really sets it apart is the dual-primary layout: one bedroom on the main floor, another upstairs, each with its own spa-inspired ensuite and walk-in closet. It's a rare setup that works beautifully for multi-generational families or anyone who likes to host. The heart of the home is a great room that opens up to an 18-ft ceiling, with floor-to-ceiling windows pulling in light all day and a two-storey stone surround fireplace as the center piece. The kitchen holds its own too: custom cabinetry, premium finishes, and an oversized island that flows through a butler's pantry into a formal dining room topped with vaulted, stained-wood ceilings. Situated on the side of the street with no side walks, this home has ample parking with a 3 car garage and space to fit 4 or 5 cars in the drive way. Everywhere you look, the craftsmanship shows. This is a home with presence, the kind that's hard to find and harder to forget. TO BE BUILT photos are from existing model home and includes some upgrades. The model home is located at 202 Harvest Lane and is available to view. Purchase price reflects the primary residence 13% HST rebate, subject to buyer qualification and assignment to the seller.

5 bedrooms, 4 bathrooms, about 3,000 sq ft, works out to roughly $447 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside Lot 20 Harvest Lane

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 3000-3500 sq ftas stated on the listing
Parking: 7 spacesYes garage
Basement: Full, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 7

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

Lot 20 Harvest Lane Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jun 1, 2026For saleListedThis listingMLS® X13223678$1,339,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How Lot 20 Harvest Lane Compares to the Thames Centre Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 119 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Thames Centre market, last 90 days

Median sold price: $775,000
Average sold price: $787,478
Average days on market: 66
Homes sold: 68

Closed sales on the TRREB MLS®.

Full Thames Centre market report

Recently sold nearby in Thames Centre

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeLot 20 Harvest Lane 5 bd · 4 ba · 3,000 sqft	$1,339,900asking	$447	—	—
89 Parkview Drive 4 bd · 3 ba · 2,000 sqft
188 Foxborough Place 4 bd · 3 ba · 3,000 sqft
258 Harvest Lane 4 bd · 2 ba · 2,500 sqft
100 ASPEN Circle 4 bd · 2 ba · 2,000 sqft
202 Harvest Lane 5 bd · 4 ba · 3,500 sqft
137 SHERWOOD Place 4 bd · 2 ba · 2,500 sqft

89 Parkview Drive
4 bd · 3 ba · 2,000 sqft
188 Foxborough Place
4 bd · 3 ba · 3,000 sqft
258 Harvest Lane
4 bd · 2 ba · 2,500 sqft
100 ASPEN Circle
4 bd · 2 ba · 2,000 sqft
202 Harvest Lane
5 bd · 4 ba · 3,500 sqft
137 SHERWOOD Place
4 bd · 2 ba · 2,500 sqft

Living in Thames Centre: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From Lot 20 Harvest Lane. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for Lot 20 Harvest Lane

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $6,583; 20% down · 25 years · 5.5% assumed
Property tax: $737; 0.66% mill rate · ON
Total per month: $7,320; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$6,583

/mo

based on the purchase price of $1,339,900

Down payment20%

$267,980 cash

Amortization25 yr

$1,071,920 financed

Rate5.50%

$902,838 total interest

Principal54%$1,071,920

Interest46%$902,838

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: NU-VISTA PINNACLE REALTY BROKERAGE INCMLS® X13223678 · Listing data last updated October 9, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed May 31· $447/sq ft

Estimated monthly mortgage$6,583/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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