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Lots & Land in Georgian Bluffs
About Lot 28 White Cloud Island
Enjoy the perfect balance of island seclusion and convenient mainland access. Less than a 5-minute boat ride from shore, the property offers an easy escape while maintaining the peace and privacy of island living. A highly sought-after, transferable boat slip at Cameron Harbour provides secure mainland docking and adds lasting value for future owners. For those who prefer to fly, White Cloud Island's private turf airstrip (CA-0562) allows for direct arrivals by private aircraft, with a short ATV ride from the runway to the cottage in just minutes. The mainland is also within easy reach, offering a scenic drive to Wiarton for local shops, restaurants, and small-town charm, or to Owen Sound for a full range of shopping, dining, healthcare, and everyday amenities.
Georgian Bluffs land priced at $499,000 — book a tour to see if it fits your search.
Inside Lot 28 White Cloud Island
Every detail from the listing, in one place.
Type
Land
Features & systems
Lot & land
Lot size (sqft)
522458
Listing & possession
Property class
Vacant Land
Lot 28 White Cloud Island Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13511260$499,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How Lot 28 White Cloud Island Compares to the Georgian Bluffs Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,451
/mo
based on the purchase price of $499,000
$99,800 cash
$399,200 financed
$336,231 total interest
Principal54%$399,200
Interest46%$336,231
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Book a tour of Lot 28 White Cloud Island with a licensed buyer's agent
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Zara · AI virtual agent
Ask about Lot 28 White Cloud Island day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgian Bluffs
Other 1-bed homes for sale in Georgian Bluffs around $499K.
Average days on market63Homes sold in about 63 days on average.
Sale-to-list ratio93.2%On average, homes sold below asking.
Active listings157Homes for sale here right now.
Median vs prior 90 days−4.0%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 60 sales from Jul 24 – Oct 22, 2026 (57 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About Lot 28 White Cloud Island
How much is Lot 28 White Cloud Island listed for?
Lot 28 White Cloud Island is listed at $499,000 (MLS® X13511260). Summitly updates the price as soon as the MLS® record changes.
Has the price of Lot 28 White Cloud Island changed?
No — Lot 28 White Cloud Island is still listed at its original asking price of $499,000.
How many bedrooms and bathrooms does Lot 28 White Cloud Island have?
The listing for Lot 28 White Cloud Island doesn't publish its bedroom and bathroom count. It is a lot in Georgian Bluffs.
How much would the monthly mortgage be on Lot 28 White Cloud Island?
About $2,451 a month — principal and interest on $499,000 with 20% down ($99,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does Lot 28 White Cloud Island compare with other homes in Georgian Bluffs?
Its asking price of $499,000 is about 22% below the median sold price in Georgian Bluffs over the last 90 days, $638,500, across 60 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has Lot 28 White Cloud Island been sold before?
Summitly has no earlier MLS® sale or lease of Lot 28 White Cloud Island on record from the last two years. Older records aren't shown under TRREB rules.
Where is Lot 28 White Cloud Island?
Lot 28 White Cloud Island is in Georgian Bluffs, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has Lot 28 White Cloud Island been on the market?
113 days — Lot 28 White Cloud Island was listed on July 1, 2026.
What is the lot size of Lot 28 White Cloud Island?
The lot is 17.495 acres, as published in the listing.
What is the land transfer tax on Lot 28 White Cloud Island?
About $6,455 in Ontario land transfer tax at the asking price of $499,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of Lot 28 White Cloud Island or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
What is the property tax for Lot 28 White Cloud Island?
The listing for Lot 28 White Cloud Island doesn't publish the annual property tax. The property tax calculator linked at the foot of this page gives an estimate for Georgian Bluffs.