DetachedOn market 49 days

Lot 55 Cliffside Terr, St. Thomas

Name: Lot 55 Cliffside Terrace
SKU: X13742572
Price: 699800 CAD
Availability: InStock

St. Thomas, ON · · MLS® X13742572Updated October 22, 2026

$699,800Est. $3,438/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 4

Type Detached
Lot 50 acres
Garage Yes
Basement Full, Unfinished

What you should know

Lot 55 Cliffside Terr is a 4-bedroom, 2-bathroom detached home in St. Thomas, listed for $699,800. It has 2000-2500 sq ft of living space.

Don West Custom Homes is proud to present the Brighton - 2079 square foot two-storey model in the new highly desirable Sandymount Subdivision (to be built).
Open concept kitchen with quartz countertops which opens to the dining room & large great room with cathedral ceilings. 2 piece bathroom & inside entry from the garage to the mudroom.
Large Primary bedroom with 5-piece ensuite bathroom and large walk-in closet.

Ask Zara:

4 Bed, 2 Bath Detached Home in St. Thomas

About Lot 55 Cliffside Terrace

Don West Custom Homes is proud to present the Brighton - 2079 square foot two-storey model in the new highly desirable Sandymount Subdivision (to be built). Upon entry you have a beautiful open-to-above foyer. Open concept kitchen with quartz countertops which opens to the dining room & large great room with cathedral ceilings. 2 piece bathroom & inside entry from the garage to the mudroom. The second floor boasts 4 bedrooms with 2 full bathrooms. Large Primary bedroom with 5-piece ensuite bathroom and large walk-in closet. Just turn the key and enjoy this beautiful new home. Additional models/lots available (including more affordable options), please contact the listing agent for more. Price is net of HST. Rebates may apply, subject to government approval and buyer eligibility. (Artist's Rendering may include upgrades for an additional cost).

4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $350 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside Lot 55 Cliffside Terr

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Full, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

Lot 55 Cliffside Terr Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 3, 2026For saleListedThis listingMLS® X13742572$699,800

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How Lot 55 Cliffside Terr Compares to the St. Thomas Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 402 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Thomas market, last 90 days

Median sold price: $525,000
Average sold price: $535,915
Average days on market: 44
Homes sold: 239

Closed sales on the TRREB MLS®.

Full St. Thomas market report

Recently sold nearby in St. Thomas

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeLot 55 Cliffside Terrace 4 bd · 2 ba · 2,000 sqft	$699,800asking	$350	—	—
29 Trevithick Terrace 3 bd · 2 ba · 1,500 sqft
273 Alma Street 3 bd · 2 ba · 1,100 sqft
122 Redan Street 3 bd · 1 ba · 1,100 sqft
18 Laurier Road 3 bd · 1 ba · 700 sqft
27 Fourth Avenue 3 bd · 1 ba · 1,100 sqft
17 Welch Court 4 bd · 2 ba · 2,000 sqft

29 Trevithick Terrace
3 bd · 2 ba · 1,500 sqft
273 Alma Street
3 bd · 2 ba · 1,100 sqft
122 Redan Street
3 bd · 1 ba · 1,100 sqft
18 Laurier Road
3 bd · 1 ba · 700 sqft
27 Fourth Avenue
3 bd · 1 ba · 1,100 sqft
17 Welch Court
4 bd · 2 ba · 2,000 sqft

Living in St. Thomas: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From Lot 55 Cliffside Terr. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for Lot 55 Cliffside Terr

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,438; 20% down · 25 years · 5.5% assumed
Property tax: $385; 0.66% mill rate · ON
Total per month: $3,823; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,438

/mo

based on the purchase price of $699,800

Down payment20%

$139,960 cash

Amortization25 yr

$559,840 financed

Rate5.50%

$471,532 total interest

Principal54%$559,840

Interest46%$471,532

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ROYAL LEPAGE TRILAND REALTY, BrokerageMLS® X13742572 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 2· $350/sq ft

Estimated monthly mortgage$3,438/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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