Lot 89 Federica St is a 4-bedroom, 3-bathroom detached home in Whitby, listed for $1,153,990. It has 2500-3000 sq ft of living space.
1Double Car Garage Home Designed w/ Comfort & Style.
2The gourmet kitchen is a chef's dream, equipped Stone Countertops, Flush Breakfast Bar Island, with stainless steel appliance, sleek ceramic backsplash and walkout to Private backyard.
3Walk-in from Garage Door Entrance into ceramic tiled mudroom.
Welcome to this stunning, 38' Detached 2,559 sq. ft. Double Car Garage Home Designed w/ Comfort & Style. Boasting 4 spacious bedrooms and 4 washrooms. The 9' Main and 2nd Floors feature smooth ceilings. The Elegant hardwood floors on the main complemented by the stained oak veneer stairs add warmth and character leading to 2nd Floor Landing. The main floor welcomes you with a spacious family room, perfect for gatherings. The gourmet kitchen is a chef's dream, equipped Stone Countertops, Flush Breakfast Bar Island, with stainless steel appliance, sleek ceramic backsplash and walkout to Private backyard. Walk-in from Garage Door Entrance into ceramic tiled mudroom. The primary bedroom is a true retreat, featuring a generous walk-in closet and luxurious 5-pc ensuite complete with frameless glass shower and free-standing bathtub. The additional 3 bedrooms are bright, spacious and offer direct access to Bathroom, ideal for family or guests. Basement includes a cold cellar and a 3-pc rough-in* Price Exclusive of HST. The referenced federal and Ontario temporary enhanced GST/HST rebate measures are proposed and not yet in effect. The availability of the applicable rebate depends on enactment of the necessary legislation by the Government of Canada and/or the Government of Ontario. The availability, eligibility criteria, rebate amounts, application forms, and timing will be determined by legislation and by administrative guidance issued by the applicable authorities. Any price or incentive that references or assumes the temporary enhanced GST/HST rebate (including "net of rebate" pricing) is conditional on the applicable legislation being enacted as anticipated and on the purchaser's eligibility. If the legislation is not enacted, is enacted with different terms or timing, or the purchaser is ineligible, any assumed rebate will not apply, and the purchaser may be responsible for the full purchase price without the benefit of any such rebates.
4 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $462 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside Lot 89 Federica St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2500-3000 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Half, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Half · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
Lot 89 Federica St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® E14122010$1,153,990
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How Lot 89 Federica St Compares to the Whitby Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$5,669
/mo
based on the purchase price of $1,153,990
$230,798 cash
$923,192 financed
$777,570 total interest
Principal54%$923,192
Interest46%$777,570
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Federica Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of Lot 89 Federica St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about Lot 89 Federica St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Whitby
Other 4-bed homes for sale in Whitby around $1.2M.
Average days on market26Homes sold in about 26 days on average.
Sale-to-list ratio98.9%On average, homes sold below asking.
Active listings515Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 30 – Jul 29, 2026.
Based on 599 sales from Jul 29 – Oct 27, 2026 (441 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About Lot 89 Federica St
How much is Lot 89 Federica St listed for?
Lot 89 Federica St is listed at $1,153,990 (MLS® E14122010). Summitly updates the price as soon as the MLS® record changes.
Is $1,153,990 a good price for Lot 89 Federica St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Whitby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of Lot 89 Federica St changed?
No — Lot 89 Federica St is still listed at its original asking price of $1,153,990.
How many bedrooms and bathrooms does Lot 89 Federica St have?
Lot 89 Federica St has 4 bedrooms and 3 bathrooms, with about 2,500–3,000 square feet of living space. It is a detached home in Whitby.
How much would the monthly mortgage be on Lot 89 Federica St?
About $5,669 a month — principal and interest on $1,153,990 with 20% down ($230,798), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does Lot 89 Federica St compare with other homes in Whitby?
Its asking price of $1,153,990 is about 32% above the median sold price in Whitby over the last 90 days, $875,000, across 599 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has Lot 89 Federica St been sold before?
Summitly has no earlier MLS® sale or lease of Lot 89 Federica St on record from the last two years. Older records aren't shown under TRREB rules.
Where is Lot 89 Federica St?
Lot 89 Federica St is in Whitby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has Lot 89 Federica St been on the market?
Lot 89 Federica St was listed today (October 27, 2026).
What is the price per square foot of Lot 89 Federica St?
About $385 to $462 per square foot: the asking price of $1,153,990 over the 2,500–3,000 sq ft the listing gives as its size range.
Does Lot 89 Federica St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does Lot 89 Federica St have a basement, and is it finished?
The listing describes the basement as: Half, Unfinished.
