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Buying from Deco Homes through a realtor: cash-back and registration

3 min readPublished

By Summitly Editorial

Quick answer

Register with Summitly before you sign up on Deco Homes' priority list, visit or contact Deco, and name Summitly on your agreement of purchase and sale. That keeps the Summitly cash-back. Deco's Vaughan pages are priority sign-ups with no published prices, so ask for its price list and deposit schedule in writing.

Key facts: buying from Deco Homes through a realtor

Register with SummitlyBefore the priority sign-up, a visit or any contact with Deco
Name on the agreementSummitly must be named on your agreement of purchase and sale
Who pays the cash-backSummitly, not Deco; it does not change Deco's price
Deco pricesNot yet published
Deco deposit structureNot yet published
Tarion registrationWithin 45 days for freehold purchases signed on or after 2026-04-01

Do I need a realtor to buy from Deco Homes?

No. You can buy from Deco Homes directly. The sales team at a builder's office works for the builder. A realtor of your own represents you, and Ontario's rules for that are set by RECO.

A buyer representation agreement has to be in writing and given to you before you make an offer. RECO says it sets out the services, what you will pay, how it can end and an expiry date. RECO's buyers' checklist also says to get any rebate or incentive an agent offers documented in writing.

How does the Summitly cash-back work with Deco Homes?

These are Summitly's published terms for Deco Homes. The offer is limited-time, so check the Deco Homes page for the current version before you rely on it.

Summitly Cash-Back: when you buy a new home at Bridgelands with Summitly (Coldwell Banker Summit Realty, Brokerage) as your registered buyer's agent, Summitly pays you 1% of the home's final purchase price after closing. You must register with Summitly before your first visit to the sales office or any contact with Deco Homes, and Summitly must be named on your agreement of purchase and sale. The cash-back is Summitly's offer, not a builder discount: it is offered by Summitly, not by Deco Homes, and does not change the builder's price. Limited-time offer; it can end at any time without notice, and purchases already registered with us keep it. Full terms are set out in writing in your buyer representation agreement. Ask your lender how a cash-back is treated on your mortgage.

Why register with Summitly before visiting Deco Homes?

The terms above tie the cash-back to registering before your first visit to a sales office or any contact with Deco Homes. Deco's Kleinburg sign-up form asks whether you have a realtor, so a priority sign-up before you register with Summitly can cost you the cash-back.

Register first, then visit. A visit, a call or a web form sent to the builder before you register can end your eligibility.

What should I ask Deco Homes before I sign?

Deco Homes has not published everything. prices and price list, deposit structure, builder incentives, closing or occupancy dates, floor plans are not yet published, so ask for each in writing:

  • The written price list and the date it takes effect
  • The deposit schedule, who holds the deposit and how much Tarion protects
  • That the builder will register your purchase with Tarion
  • What the price includes (HST, education levies, development charges, lot and elevation premiums)
  • The closing or occupancy date and what happens if it moves

What does Tarion protect on a freehold deposit?

Tarion protects a freehold deposit up to $60,000 on a home priced at or below $600,000. Above that price the cap is 10% of the price, to a maximum of $100,000. Freehold buyers signing on or after 2026-04-01 must have the purchase registered with Tarion within 45 days.

This guide is general information, not legal or tax advice. Rules change and every agreement is different, so have a real estate lawyer review your agreement and speak to an accountant about tax before you sign.

Key takeaways: buying from Deco Homes through a realtor

  1. Register with Summitly before you use Deco's priority sign-up.
  2. Deco's Kleinburg form asks whether you work with a realtor.
  3. The cash-back comes from Summitly, not Deco.
  4. Deco's prices, plans and deposits are not published yet.
  5. Make sure Deco registers your purchase with Tarion within 45 days.

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Buying from Deco Homes through a realtor: frequently asked questions

Do I need to register with Deco myself?

Register with Summitly first, so we are your registered buyer's agent. We then tell you what Deco needs from you for its priority list.

Does Deco publish prices for Bridgelands or Kleinburg?

No. Deco's Woodbridge and Kleinburg pages are priority sign-ups with no prices, plans, incentives or deposits.

Where is the Deco sales office in Vaughan?

Deco has not published one for either community. Its head office is at 570 Applewood Crescent in Vaughan.

Does the cash-back change Deco's price?

No. Summitly offers the cash-back, not Deco, and it does not change the builder's price.

Sources

  1. Deco Homes: home page (accessed November 11, 2026)
  2. Deco Homes: communities (accessed November 11, 2026)
  3. TRESA explained — Real Estate Council of Ontario (accessed November 11, 2026)
  4. RECO Bulletin 2.3: Representation agreements (accessed November 11, 2026)
  5. How does deposit protection work on new homes? — Tarion (accessed November 11, 2026)
  6. Just bought a new home? Register it with Tarion (accessed November 11, 2026)
  7. Signing a contract with a real estate brokerage — RECO (accessed November 11, 2026)
  8. How do I choose a real estate agent as a seller? — RECO (accessed November 11, 2026)

Published by Summitly, the website of Coldwell Banker Summit Realty, Brokerage, registered with the Real Estate Council of Ontario (RECO); an independently owned and operated Coldwell Banker franchise. Broker of Record: Waqar Afzal. Questions or corrections: our contact form. How we write and check these pages: editorial policy.

Cite this guide

Summitly Editorial. (2026, November 11). Buying from Deco Homes through a realtor: cash-back and registration. Summitly (Coldwell Banker Summit Realty, Brokerage). https://www.summitly.ca/guides/buying-deco-homes-through-a-realtor

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