Condo TownhouseListed today

10 McPherson Crt #21, Central Elgin

Name: 10 McPherson Court, Unit 21
SKU: X13886676
Price: 639900 CAD
Availability: InStock

Central Elgin, ON · · MLS® X13886676Updated October 12, 2026

$639,900Est. $3,144/mo mortgage

Bedrooms: 2
Bathrooms: 3
Living space: 1200–1399sq ft
Parking spaces: 4

Type Condo Townhouse
Garage Yes
Basement Partially Finished

What you should know

10 McPherson Crt #21 is a 2-bedroom, 3-bathroom condo townhouse in Central Elgin, listed for $639,900. It has 1200-1399 sq ft of living space.

Welcome to Unit 21 at 10 McPherson Avenue, St.
The thoughtfully designed main level features two spacious bedrooms, 2 full 4-piece bathroom, and generous living and dining areas that are ideal for both everyday living and entertaining.
Enjoy the convenience of being just minutes from shopping, parks, walking trails, healthcare services, and all essential amenities.

Ask Zara:

2 Bed, 3 Bath Condo Townhouse in Central Elgin

Unit 21 at 10 McPherson Court

Welcome to Unit 21 at 10 McPherson Avenue, St. Thomas - a beautifully maintained detached end-unit bungalow nestled within one of the area's most desirable communities. This exceptional 2+1 bedroom, 3-bathroom home offers the perfect blend of comfort, functionality, and low-maintenance living. Step inside to a bright, inviting interior filled with natural light and showcasing pride of ownership throughout. The thoughtfully designed main level features two spacious bedrooms, 2 full 4-piece bathroom, and generous living and dining areas that are ideal for both everyday living and entertaining. The partially finished walkout lower level provides outstanding flexibility, complete with an additional bedroom, a 4-piece bathroom, and abundant space for a recreation room, home office, guest suite, hobby area, or future finishing opportunities tailored to your needs. As a premium detached corner unit, this home offers added privacy, enhanced curb appeal, and a desirable setting within the community. Enjoy the convenience of being just minutes from shopping, parks, walking trails, healthcare services, and all essential amenities. Move-in ready and impeccably cared for, this is a rare opportunity to own a detached bungalow in a highly sought-after location. Experience easy living, exceptional value, and a lifestyle you'll love. Don't miss your chance to call this beautiful property home.

2 bedrooms, 3 bathrooms, about 1,200 sq ft, works out to roughly $533 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo townhouse fits your budget and timing.

Inside 10 McPherson Crt #21

Every detail from the listing, in one place.

Type: Condo Townhouse
Style: Bungalow
Living space: 1200-1399 sq ftas stated on the listing
Parking: 4 spacesYes garage
Basement: Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 4

Interior

Basement: Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Condo Townhouse

10 McPherson Crt #21 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 12, 2026For saleListedThis listingMLS® X13886676$639,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 10 McPherson Crt #21 Compares to the Central Elgin Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 159 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Central Elgin market, last 90 days

Median sold price: $633,500
Average sold price: $653,015
Average days on market: 65
Homes sold: 93

Closed sales on the TRREB MLS®.

Full Central Elgin market report

Recently sold nearby in Central Elgin

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 21 — 10 McPherson Court 2 bd · 3 ba · 1,200 sqft	$639,900asking	$533	—	—
374 Front Street 2 bd · 2 ba · 1,400 sqft
301 Carlow Road 2 bd · 1 ba · 1,200 sqft
374 Front Street 2 bd · 2 ba · 1,400 sqft
63 Compass Trail 2 bd · 2 ba · 1,200 sqft
374 Front Street 1 bd · 2 ba · 1,400 sqft
374 Front Street 2 bd · 2 ba · 1,400 sqft

374 Front Street
2 bd · 2 ba · 1,400 sqft
301 Carlow Road
2 bd · 1 ba · 1,200 sqft
374 Front Street
2 bd · 2 ba · 1,400 sqft
63 Compass Trail
2 bd · 2 ba · 1,200 sqft
374 Front Street
1 bd · 2 ba · 1,400 sqft
374 Front Street
2 bd · 2 ba · 1,400 sqft

Living in Central Elgin: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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Costs, Mortgage & Rental Return for 10 McPherson Crt #21

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,144; 20% down · 25 years · 5.5% assumed
Property tax: $352; 0.66% mill rate · ON
Total per month: $3,496; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,144

/mo

based on the purchase price of $639,900

Down payment20%

$127,980 cash

Amortization25 yr

$511,920 financed

Rate5.50%

$431,171 total interest

Principal54%$511,920

Interest46%$431,171

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: RE/MAX EXPERTS, BrokerageMLS® X13886676 · Listing data last updated October 12, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 11· $533/sq ft

Estimated monthly mortgage$3,144/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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