1012 Mill St is a 4-bedroom, 2-bathroom detached home in Muskoka Lakes, listed for $799,000. It has 2500-3000 sq ft of living space.
1Exceptional value in the heart of Bala, this bright and beautifully maintained family home is a must see.
2Offered furnished showcasing numerous recent upgrades, including a renovated kitchen and newly paved driveway.
3Thoughtfully designed with an open-concept layout and views of the Moon River, the property also features a private, landscaped yard with plenty of space for children to play.
Exceptional value in the heart of Bala, this bright and beautifully maintained family home is a must see. Offered furnished showcasing numerous recent upgrades, including a renovated kitchen and newly paved driveway. Thoughtfully designed with an open-concept layout and views of the Moon River, the property also features a private, landscaped yard with plenty of space for children to play. Conveniently located directly across from a public boat launch with easy access to the Moon River and Lake Muskoka just minutes away. Enjoy all the charm of Bala, renowned for its vibrant cottage-town atmosphere, boutiques, dining, shops, and the iconic The KEE to Bala. Municipal services included. An extraordinary opportunity offering incredible value in one of Muskoka's most beloved communities.
4 bedrooms, 2 bathrooms, about 2,500 sq ft, works out to roughly $320 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1012 Mill St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2500-3000 sq ftas stated on the listing
Parking
11 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
11
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0.455
Listing & possession
Property style
2-Storey
Property class
Detached
1012 Mill St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,925
/mo
based on the purchase price of $799,000
$159,800 cash
$639,200 financed
$538,374 total interest
Principal54%$639,200
Interest46%$538,374
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Muskoka Lakes
Other 3–4 bed homes for sale in Muskoka Lakes around $799K.
Average days on market49Homes sold in about 49 days on average.
Sale-to-list ratio93.8%On average, homes sold below asking.
Active listings175Homes for sale here right now.
Median vs prior 90 days+15.9%Compared with May 7 – Aug 5, 2026: prices up.
Based on 127 sales from Aug 5 – Nov 3, 2026 (76 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1012 Mill St
How much is 1012 Mill St listed for?
1012 Mill St is listed at $799,000 (MLS® X13414090). Summitly updates the price as soon as the MLS® record changes.
Is $799,000 a good price for 1012 Mill St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Muskoka Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1012 Mill St changed?
Yes — it was first listed at $849,000 and is now $799,000, a drop of $50,000 (5.9%).
How many bedrooms and bathrooms does 1012 Mill St have?
1012 Mill St has 4 bedrooms and 2 bathrooms, with about 2,500–3,000 square feet of living space. It is a detached home in Muskoka Lakes.
How much would the monthly mortgage be on 1012 Mill St?
About $3,925 a month — principal and interest on $799,000 with 20% down ($159,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1012 Mill St compare with other homes in Muskoka Lakes?
Its asking price of $799,000 is about 19% below the median sold price in Muskoka Lakes over the last 90 days, $985,000, across 127 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1012 Mill St been sold before?
Summitly has no earlier MLS® sale or lease of 1012 Mill St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1012 Mill St?
1012 Mill St is in Muskoka Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1012 Mill St been on the market?
148 days — 1012 Mill St was listed on June 8, 2026.
What is the price per square foot of 1012 Mill St?
About $266 to $320 per square foot: the asking price of $799,000 over the 2,500–3,000 sq ft the listing gives as its size range.
Does 1012 Mill St have parking or a garage?
Yes — the listing gives 11 parking spaces. Garage: Yes.
Does 1012 Mill St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.