Rural HomeListed 2 days ago

1063 Whiteside Rd, Muskoka Lakes

Name: 1063 Whiteside Road
SKU: X14103208
Price: 1650000 CAD
Availability: InStock

Muskoka Lakes, ON · · MLS® X14103208Updated October 22, 2026

$1,650,000Est. $8,106/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: < 700sq ft
Parking spaces: 8

Type Rural Home
Lot 3.495 acres
Basement Separate Entrance, Unfinished

What you should know

1063 Whiteside Rd is a 3-bedroom, 1-bathroom rural home in Muskoka Lakes, listed for $1,650,000. It has < 700 sq ft of living space.

Less then two hours drive from the GTA enter this charm filled three bedroom hideaway with gorgeous long, island dotted views of Lake Muskoka.
A generous deck provides ample space to relax and enjoy sunrises and nature at it's finest.
An additional 2.236 acres across the road allows extra parking, room for garage and possible additional future living space expansion with some applications already in process.

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3 Bed, 1 Bath Rural Home in Muskoka Lakes

About 1063 Whiteside Road

Less then two hours drive from the GTA enter this charm filled three bedroom hideaway with gorgeous long, island dotted views of Lake Muskoka. Halfway between Bala and Port Carling you find a sweet little cottage set alongside a majestic shoreline that beckons you for a quick dip in the lake or an afternoon boat ride chasing the sun. A generous deck provides ample space to relax and enjoy sunrises and nature at it's finest. An additional 2.236 acres across the road allows extra parking, room for garage and possible additional future living space expansion with some applications already in process. An open concept living area with cozy wood fire, updated bathroom, level lot, plenty of parking, waterside cottage placement and canopied and airy space are just a few of this cottage's features you wont want to miss. This central location gives quick road or boat access to neighbouring Port Carling and Bala providing fun filled days with lots of explorative adventures to follow. Close by you will find revered golf courses, coveted restaurants and so many action packed activities such as water ski shows, Steamship tours, kayaking, and waterskiing, Not to mention all the winter activities that can be enjoyed with a winterized cottage such as downhill skiing less than an hour and snow shoeing at Johnstons Cranberry Marsh followed by a smash of mulled cider around an open fire. So many options that are yours waiting to discover.

3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $2,357 per square foot. Chat with Zara if you'd like a deeper read on whether this rural home fits your budget and timing.

Inside 1063 Whiteside Rd

Every detail from the listing, in one place.

Type: Rural Home
Style: Bungalow
Living space: < 700 sq ftas stated on the listing
Parking: 8 spaces
Basement: Separate Entrance, Unfinished

Features & systems

Parking & garage

Parking spaces: 8

Interior

Basement: Separate Entrance · Unfinished

Lot & land

Lot size (sqft): 2.236

Listing & possession

Property style: Bungalow
Property class: Rural Residential

1063 Whiteside Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 20, 2026For saleListedThis listingMLS® X14103208$1,650,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 1063 Whiteside Rd Compares to the Muskoka Lakes Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 176 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Muskoka Lakes market, last 90 days

Median sold price: $1,050,000
Average sold price: $2,142,653
Average days on market: 46
Homes sold: 125

Closed sales on the TRREB MLS®.

Full Muskoka Lakes market report

Recently sold nearby in Muskoka Lakes

Sold prices are shown free to signed-in members, as board rules require.

2 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home1063 Whiteside Road 3 bd · 1 ba · 700 sqft	$1,650,000asking	$2,357	—	—
1155 Whiteside Road #4 Road 3 bd · 2 ba · 700 sqft
1100 Whites Road 3 bd · 2 ba · 1,500 sqft

1155 Whiteside Road #4 Road
3 bd · 2 ba · 700 sqft
1100 Whites Road
3 bd · 2 ba · 1,500 sqft

Living in Muskoka Lakes: Location & Amenities

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Costs, Mortgage & Rental Return for 1063 Whiteside Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $8,106; 20% down · 25 years · 5.5% assumed
Property tax: $908; 0.66% mill rate · ON
Total per month: $9,014; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$8,106

/mo

based on the purchase price of $1,650,000

Down payment20%

$330,000 cash

Amortization25 yr

$1,320,000 financed

Rate5.50%

$1,111,786 total interest

Principal54%$1,320,000

Interest46%$1,111,786

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Sotheby's International Realty Canada, BrokerageMLS® X14103208 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 19· $2,357/sq ft

Estimated monthly mortgage$8,106/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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