1082 Cowan Park Rd #3 is a 2-bedroom, 1-bathroom detached home in Muskoka Lakes, listed for $599,000. It has < 700 sq ft of living space.
1A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind.
2With quick closing available, this property is ready for immediate enjoyment this season.
What a view! Enjoy full-day sunshine and a coveted south-east exposure from this charming 3-season waterfront cottage on beautiful Three Mile Lake in Utterson, set on approximately acre with 110 feet of frontage and offering classic Muskoka lakefront living in a peaceful, natural setting. This inviting property delivers the true cottage experience with excellent swimming right off the dock or sandy shore, boating and paddling across the lake, and outstanding fishing opportunities for bass and walleye, all from your own shoreline. The cottage features 2 bedrooms plus a 1 bathroom layout, along with additional sleeping accommodations in both an interior bunk-nook and a separate shed bunkie, making it ideal for hosting extended family and friends. Recent upgrades provide added comfort and value, including a brand-new dock system, upgraded electrical panel, and an on-demand hot water tank, allowing for easier extended stays throughout the season. Outdoor living is fully embraced here with a spacious waterfront deck overlooking the lake, a firepit area perfect for evening gatherings, and a floating dock system designed for swimming, lounging, and enjoying long summer days. A rare bonus is ownership of land on both sides of Cowan Park Road, offering added flexibility and privacy, while a boundary survey is available for peace of mind. With quick closing available, this property is ready for immediate enjoyment this season. Three Mile Lake is known for its clean water, quiet cottage atmosphere, and scenic, lightly developed shoreline, providing a more relaxed Muskoka experience compared to larger, busier lakes while still offering great boating and exploration. Conveniently located within easy reach of Port Carling, Bracebridge, Rosseau, and Huntsville, this property offers the perfect balance of privacy, accessibility, and authentic Muskoka cottage lifestyle.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $856 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1082 Cowan Park Rd #3
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Parking
3 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
None
Lot & land
Lot size (sqft)
0.54
Listing & possession
Property style
Bungalow
Property class
Detached
1082 Cowan Park Rd #3 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13769168$599,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1082 Cowan Park Rd #3 Compares to the Muskoka Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,943
/mo
based on the purchase price of $599,000
$119,800 cash
$479,200 financed
$403,612 total interest
Principal54%$479,200
Interest46%$403,612
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Muskoka Lakes
Other 2–4 bed homes for sale in Muskoka Lakes around $599K.
Average days on market50Homes sold in about 50 days on average.
Sale-to-list ratio93.5%On average, homes sold below asking.
Active listings172Homes for sale here right now.
Median vs prior 90 days+23.5%Compared with May 13 – Aug 11, 2026: prices up.
Based on 127 sales from Aug 11 – Nov 9, 2026 (78 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1082 Cowan Park Rd #3
How much is 1082 Cowan Park Rd #3 listed for?
1082 Cowan Park Rd #3 is listed at $599,000 (MLS® X13769168). Summitly updates the price as soon as the MLS® record changes.
Is $599,000 a good price for 1082 Cowan Park Rd #3?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Muskoka Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1082 Cowan Park Rd #3 changed?
No — 1082 Cowan Park Rd #3 is still listed at its original asking price of $599,000.
How many bedrooms and bathrooms does 1082 Cowan Park Rd #3 have?
1082 Cowan Park Rd #3 has 2 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in Muskoka Lakes.
How much would the monthly mortgage be on 1082 Cowan Park Rd #3?
About $2,943 a month — principal and interest on $599,000 with 20% down ($119,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1082 Cowan Park Rd #3 compare with other homes in Muskoka Lakes?
Its asking price of $599,000 is about 43% below the median sold price in Muskoka Lakes over the last 90 days, $1,050,000, across 127 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1082 Cowan Park Rd #3 been sold before?
Summitly has no earlier MLS® sale or lease of 1082 Cowan Park Rd #3 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1082 Cowan Park Rd #3?
1082 Cowan Park Rd #3 is in Muskoka Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1082 Cowan Park Rd #3 been on the market?
60 days — 1082 Cowan Park Rd #3 was listed on September 10, 2026.
What is the price per square foot of 1082 Cowan Park Rd #3?
About $856 per square foot: the asking price of $599,000 over the 700 sq ft the listing gives.
Does 1082 Cowan Park Rd #3 have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 1082 Cowan Park Rd #3 have a basement, and is it finished?
The listing says 1082 Cowan Park Rd #3 has no basement.
