Investors and parents take note of this great investment opportunity! excellent location! licensed 5 bedroom free hold- no condo fee student rental, walking distance to universities of waterloo and close to university of laurier as well as amenities. Main floor consists of good size eat-in kitchen, spacious living room and 2 bedrooms, walk out to backyard from living room. Upper level features 3 bedrooms with 4pc bathroom, lower level features 3 pcs bathroom, laundry area, storage and entry to the garage. Driveway parking for 2 cars plus 1 in the garage. Easy to rent, this townhouse is available for immediate purchase. Don't miss the excellent potential gross annual income opportunity of $ 33, 000.
5 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $363 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.
Inside 111 Churchill St
Every detail from the listing, in one place.
Type
Townhouse
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Partially Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Partially Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Att/Row/Townhouse
111 Churchill St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13581052$399,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 111 Churchill St Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,960
/mo
based on the purchase price of $399,000
$79,800 cash
$319,200 financed
$268,850 total interest
Principal54%$319,200
Interest46%$268,850
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 111 Churchill St
Homes for sale in Waterloo
Every active Waterloo MLS® listing, updated all day.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.0%On average, homes sold at or above asking.
Active listings412Homes for sale here right now.
Median vs prior 90 days−1.7%Compared with May 3 – Aug 1, 2026: prices down.
Based on 418 sales from Aug 1 – Oct 30, 2026 (298 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
111 Churchill St is listed at $399,000 (MLS® X13581052). Summitly updates the price as soon as the MLS® record changes.
Is $399,000 a good price for 111 Churchill St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 111 Churchill St changed?
No — 111 Churchill St is still listed at its original asking price of $399,000.
How many bedrooms and bathrooms does 111 Churchill St have?
111 Churchill St has 5 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a townhouse in Waterloo.
Is 111 Churchill St close to transit?
The nearest rapid-transit station is Laurier - Waterloo Park Station (ION), about 1.7 km (about a 21-minute walk) in a straight line. University of Waterloo Station is about 1.9 km (about a 24-minute walk), and Willis Way Station is about 2.1 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 111 Churchill St?
About $1,960 a month — principal and interest on $399,000 with 20% down ($79,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 111 Churchill St compare with other homes in Waterloo?
Its asking price of $399,000 is about 43% below the median sold price in Waterloo over the last 90 days, $697,500, across 418 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 111 Churchill St been sold before?
Summitly has no earlier MLS® sale or lease of 111 Churchill St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 111 Churchill St?
111 Churchill St is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 111 Churchill St been on the market?
105 days — 111 Churchill St was listed on July 17, 2026.
What is the price per square foot of 111 Churchill St?
About $266 to $363 per square foot: the asking price of $399,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 111 Churchill St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
