TownhouseListed today

113 Churchill St, Waterloo

Name: 113 Churchill Street
SKU: X14034792
Price: 525000 CAD
Availability: InStock

Waterloo, ON · · MLS® X14034792Updated October 15, 2026

$525,000Est. $2,579/mo mortgage

Bedrooms: 5
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 2

Type Townhouse
Lot 50 acres
Garage Yes
Basement Finished

What you should know

113 Churchill St is a 5-bedroom, 1-bathroom townhouse in Waterloo, listed for $525,000. It has 1100-1500 sq ft of living space.

Inside, you'll find a custom, modern Heart & Home kitchen-a rare upgrade in this neighbourhood-paired with modern vinyl plank flooring throughout the main and second levels.
A beautifully updated four-piece bathroom with a Maax one-piece tub surround, fresh finishes, and a functional layout create a bright, welcoming environment for students and young professionals alike.
The basement features a convenient two-piece bath, laundry area, and access to the single-car garage.

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5 Bed, 1 Bath Townhouse in Waterloo

About 113 Churchill Street

Over $3100 of monthly gross income available here! Discover a rare opportunity in Waterloo's sought-after Beechwood/University district-a fully licensed 5-bedroom freehold (no condo fees) townhouse that's been thoughtfully modernized and maintained - ideal for today's parent-buyers and savvy investors. Perfectly positioned to target University of Waterloo students, 113 Churchill offers the ideal blend of location, lifestyle, and long-term value. Whether you're securing a safe, comfortable home for your university-bound child or adding a high-performing asset to your portfolio, this property stands out from the rest. Inside, you'll find a custom, modern Heart & Home kitchen-a rare upgrade in this neighbourhood-paired with modern vinyl plank flooring throughout the main and second levels. A beautifully updated four-piece bathroom with a Maax one-piece tub surround, fresh finishes, and a functional layout create a bright, welcoming environment for students and young professionals alike. Five furnished bedrooms provide flexibility for parent-buyers who want their child to live with friends, while investors will appreciate the licensed (City approved) layout. Major capital improvements-including a Payne high-efficiency furnace (2015), new roof (2016), new windows (2016), and a new water heater (2024) water heater-deliver peace of mind for years to come. The basement features a convenient two-piece bath, laundry area, and access to the single-car garage. Outside, a private backyard offers space to unwind, study, or gather with friends. With the ability to provide vacant possession, this home is move-in ready for September or January intakes-an exceptional advantage for parent-buyers navigating tight timelines. A modernized, licensed, turnkey 5-bedroom home in one of Waterloo's most reliable student corridors-113 Churchill is the opportunity you've been waiting for.

5 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $477 per square foot. Chat with Zara if you'd like a deeper read on whether this townhouse fits your budget and timing.

Inside 113 Churchill St

Every detail from the listing, in one place.

Type: Townhouse
Style: 2-Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Finished

Lot & land

Lot size (sqft): 2647

Listing & possession

Property style: 2-Storey
Property class: Att/Row/Townhouse

113 Churchill St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 15, 2026For saleListedThis listingMLS® X14034792$525,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 113 Churchill St Compares to the Waterloo Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 712 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Waterloo market, last 90 days

Median sold price: $700,000
Average sold price: $759,807
Average days on market: 32
Homes sold: 449

Closed sales on the TRREB MLS®.

Full Waterloo market report

Recently sold nearby in Waterloo

Sold prices are shown free to signed-in members, as board rules require.

5 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home113 Churchill Street 5 bd · 1 ba · 1,100 sqft	$525,000asking	$477	—	—
12 Euclid Avenue 4 bd · 3 ba · 1,100 sqft
539 Woolgrass Avenue 4 bd · 1 ba · 1,500 sqft
386 Linden Drive 4 bd · 1 ba · 1,500 sqft
474 Colt Street 4 bd · 2 ba · 1,100 sqft
605 Goldthread Street 4 bd · 2 ba · 1,500 sqft

12 Euclid Avenue
4 bd · 3 ba · 1,100 sqft
539 Woolgrass Avenue
4 bd · 1 ba · 1,500 sqft
386 Linden Drive
4 bd · 1 ba · 1,500 sqft
474 Colt Street
4 bd · 2 ba · 1,100 sqft
605 Goldthread Street
4 bd · 2 ba · 1,500 sqft

Living in Waterloo: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

How long is your commute?

From 113 Churchill St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 113 Churchill St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,579; 20% down · 25 years · 5.5% assumed
Property tax: $289; 0.66% mill rate · ON
Total per month: $2,868; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,579

/mo

based on the purchase price of $525,000

Down payment20%

$105,000 cash

Amortization25 yr

$420,000 financed

Rate5.50%

$353,750 total interest

Principal54%$420,000

Interest46%$353,750

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: ROYAL LEPAGE WOLLE REALTY, BrokerageMLS® X14034792 · Listing data last updated October 15, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 14· $477/sq ft

Estimated monthly mortgage$2,579/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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