For saleAbove Market

Semi-DetachedOn market 126 days

12 George St, Waterloo

Waterloo, ON · · MLS® X13421450Updated September 28, 2026

$1,650,000Est. $8,106/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2500–3000sq ft
Parking spaces: 2

Type Semi-Detached
Lot 50 acres
Garage Yes
Basement Finished

What you should know

12 George St is a 3-bedroom, 2-bathroom semi-detached home in Waterloo, listed for $1,650,000. It has 2500-3000 sq ft of living space.

Offering over 3,500 square feet of impeccably finished, carpet-free living space, this exceptional residence perfectly balances sophisticated design with the ease and vibrancy of Uptown living.
Every detail has been thoughtfully considered, from rich hardwood flooring and porcelain tile to coffered ceilings, oversized windows, and custom millwork that lend warmth and timeless elegance throughout.
A private main-floor office offers a quiet retreat for those who work from home, while the custom mudroom keeps daily life beautifully organized.

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3 Bed, 2 Bath Semi-Detached Home in Waterloo

About 12 George Street

Offering over 3,500 square feet of impeccably finished, carpet-free living space, this exceptional residence perfectly balances sophisticated design with the ease and vibrancy of Uptown living. Every detail has been thoughtfully considered, from rich hardwood flooring and porcelain tile to coffered ceilings, oversized windows, and custom millwork that lend warmth and timeless elegance throughout. The beautifully appointed kitchen features quartz countertops, custom cabinetry, built-in appliances, an apron-front sink, beverage fridge, and pot filler, while the adjoining living spaces invite everything from holiday celebrations to cozy nights by the fire. A private main-floor office offers a quiet retreat for those who work from home, while the custom mudroom keeps daily life beautifully organized. At day's end, escape to the primary suite-a sanctuary designed for rest and renewal. Beneath the raised tray ceiling, two custom walk-in closets provide exceptional storage, while the spa-inspired ensuite transforms ordinary routines into indulgent rituals with heated floors, a steam shower, soaker tub, double vanity, and private water closet. Two additional bedrooms and a beautifully appointed bath provide comfort for family and guests. Above it all, the rare third-floor loft offers endless possibilities as a family lounge, media room, home gym, creative studio, or guest retreat, complete with its own bathroom and separate climate control. Outside, the composite deck and fully fenced backyard extend the living space outdoors, offering privacy and a manageable lawn area where pets can play without compromising the low-maintenance lifestyle so often desired in Uptown living. Just steps from acclaimed restaurants, cafés, parks, trails, the LRT, and the energy of Uptown Waterloo, this is more than a beautiful home-it's a lifestyle defined by connection, convenience, and effortless luxury.

3 bedrooms, 2 bathrooms, about 2,500 sq ft, works out to roughly $660 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.

Inside 12 George St

Every detail from the listing, in one place.

Type: Semi-Detached
Style: 3-Storey
Living space: 2500-3000 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 3-Storey
Property class: Semi-Detached

12 George St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jun 8, 2026For saleListedThis listingMLS® X13421450$1,650,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 12 George St Compares to the Waterloo Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 722 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Waterloo market, last 90 days

Median sold price: $700,000
Average sold price: $759,084
Average days on market: 32
Homes sold: 467

Closed sales on the TRREB MLS®.

Full Waterloo market report

Recently sold nearby in Waterloo

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home12 George Street 3 bd · 2 ba · 2,500 sqft	$1,650,000asking	$660	—	—
657A Jacob Lane 2 bd · 2 ba · 2,000 sqft
647 Pinerow Crescent 3 bd · 1 ba · 1,100 sqft
321 Bluevale Street 3 bd · 2 ba · 700 sqft
699 Zermatt Drive 3 bd · 2 ba · 1,100 sqft
439 Avens Street 3 bd · 2 ba · 1,500 sqft
541 Old Abbey Court 3 bd · 2 ba · 1,500 sqft

657A Jacob Lane
2 bd · 2 ba · 2,000 sqft
647 Pinerow Crescent
3 bd · 1 ba · 1,100 sqft
321 Bluevale Street
3 bd · 2 ba · 700 sqft
699 Zermatt Drive
3 bd · 2 ba · 1,100 sqft
439 Avens Street
3 bd · 2 ba · 1,500 sqft
541 Old Abbey Court
3 bd · 2 ba · 1,500 sqft

Living in Waterloo: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

How long is your commute?

From 12 George St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 12 George St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $8,106; 20% down · 25 years · 5.5% assumed
Property tax: $908; 0.66% mill rate · ON
Total per month: $9,014; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$8,106

/mo

based on the purchase price of $1,650,000

Down payment20%

$330,000 cash

Amortization25 yr

$1,320,000 financed

Rate5.50%

$1,111,786 total interest

Principal54%$1,320,000

Interest46%$1,111,786

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: RE/MAX TWIN CITY REALTY INC., BrokerageMLS® X13421450 · Listing data last updated September 28, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jun 7· $660/sq ft

Estimated monthly mortgage$8,106/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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