12 Russell St E is a 5-bedroom, 4-bathroom detached home in Kawartha Lakes, listed for $899,500. It has 3500-5000 sq ft of living space.
1This stately property features over 4000 sq ft of living space w/large principal rooms & has been updated over the years while retaining its charm & character.
2Main floor features high ceilings & large updated windows w/lots of natural light.
3The in law suite is located on the back of the home & features 1 bdrm w/3pc ensuite, living room, eat in kitchen & lots of storage.
This grand home has been in the same family for generations & was actually the first bank in Lindsay. This stately property features over 4000 sq ft of living space w/large principal rooms & has been updated over the years while retaining its charm & character. Currently set up as 3 living units this home can be reconfigured as a single family residence w/an in-law suite on the back, or keep it as is & enjoy the rental income potential. Main floor features high ceilings & large updated windows w/lots of natural light. Currently configured w/2 large bdrms w/shared 3pc bathrooms, living room, dining room & kitchen. Second level features a primary bdrm w/3pc ensuite, living room, eat in kitchen, 2 additional bdrms (or rec rooms), study, 3pc bathrooms w/laundry & 2 staircases. The in law suite is located on the back of the home & features 1 bdrm w/3pc ensuite, living room, eat in kitchen & lots of storage. Outside is a large 2 car garage w/plenty of storage space for all your toys, & lots of parking.
5 bedrooms, 4 bathrooms, about 3,500 sq ft, works out to roughly $257 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 12 Russell St E
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
3500-5000 sq ftas stated on the listing
Parking
8 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
8
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
12 Russell St E Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13706448$899,500
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 12 Russell St E Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,419
/mo
based on the purchase price of $899,500
$179,900 cash
$719,600 financed
$606,092 total interest
Principal54%$719,600
Interest46%$606,092
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 4–7 bed homes for sale in Kawartha Lakes around $900K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings910Homes for sale here right now.
Median vs prior 90 days−0.8%Compared with Apr 15 – Jul 14, 2026: prices down.
Based on 548 sales from Jul 14 – Oct 12, 2026 (332 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 12 Russell St E
How much is 12 Russell St E listed for?
12 Russell St E is listed at $899,500 (MLS® X13706448). Summitly updates the price as soon as the MLS® record changes.
Is $899,500 a good price for 12 Russell St E?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12 Russell St E changed?
No — 12 Russell St E is still listed at its original asking price of $899,500.
How many bedrooms and bathrooms does 12 Russell St E have?
12 Russell St E has 5 bedrooms and 4 bathrooms, with about 3,500–5,000 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 12 Russell St E?
About $4,419 a month — principal and interest on $899,500 with 20% down ($179,900), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 12 Russell St E compare with other homes in Kawartha Lakes?
Its asking price of $899,500 is about 47% above the median sold price in Kawartha Lakes over the last 90 days, $612,500, across 548 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12 Russell St E been sold before?
Summitly has no earlier MLS® sale or lease of 12 Russell St E on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12 Russell St E?
12 Russell St E is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12 Russell St E been on the market?
49 days — 12 Russell St E was listed on August 24, 2026.
What is the price per square foot of 12 Russell St E?
About $180 to $257 per square foot: the asking price of $899,500 over the 3,500–5,000 sq ft the listing gives as its size range.
Does 12 Russell St E have parking or a garage?
Yes — the listing gives 8 parking spaces. Garage: Yes.
Does 12 Russell St E have a basement, and is it finished?
The listing describes the basement as: Unfinished.