Escape to this four-season, ranch-style fully furnished cottage retreat on the scenic Burnt River! Nestled just a short paddle away from Sparrow Rapids, this property offers a unique balance of adventure and relaxation. The open-concept layout seamlessly connects the kitchen, dining, and living areas, with a walkout to a charming screen room-perfect for quiet mornings and cozy evenings. With four bedrooms, including a primary bedroom with an ensuite, and a 4-piece main bathroom, this cottage is designed for both comfort and convenience. The dedicated games room, complete with a bar and pool table, is ideal for entertaining. A large laundry room adds extra functionality to this thoughtful layout. Outside, a single-car detached garage and an additional soft-sided garage offer ample parking options. The backyard boasts a large deck with western exposure, ensuring breathtaking sunset views. Unwind in the sheltered hot tub under a gazebo, gather around the fire pit, or enjoy the BBQ area complete with a pizza oven. Let the soothing sounds of the nearby rapids create a natural soundtrack to your outdoor experience. A staircase leads to a well-appointed cedar sauna, kayak/canoe storage, and waterfront access, featuring a floating dock for easy river enjoyment. Explore the nearby Victoria Rail Trail for snowmobiling and ATV adventures. This property is more than a cottage; it's a year-round haven for relaxation and recreation and located just 6 minutes from Kinmount and 15 minutes from Norland.
4 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $580 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 21 Sparrow Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Lot size
x 2060.52 sq ft
Parking
5 spacesYes garage
Basement
Finished, Partial Basement
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Finished · Partial Basement
Lot & land
Lot dimensions
x 206
Lot size (sqft)
0.52
Lot features
Irregular Lot
Listing & possession
Property style
Bungalow
Property class
Detached
21 Sparrow Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X12811490$870,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 21 Sparrow Rd Compares to the Kawartha Lakes Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,274
/mo
based on the purchase price of $870,000
$174,000 cash
$696,000 financed
$586,215 total interest
Principal54%$696,000
Interest46%$586,215
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kawartha Lakes
Other 3–5 bed homes for sale in Kawartha Lakes around $870K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio96.0%On average, homes sold below asking.
Active listings862Homes for sale here right now.
Median vs prior 90 days−5.2%Compared with May 7 – Aug 5, 2026: prices down.
Based on 515 sales from Aug 5 – Nov 3, 2026 (363 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 21 Sparrow Rd
How much is 21 Sparrow Rd listed for?
21 Sparrow Rd is listed at $870,000 (MLS® X12811490). Summitly updates the price as soon as the MLS® record changes.
Is $870,000 a good price for 21 Sparrow Rd?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 21 Sparrow Rd changed?
No — 21 Sparrow Rd is still listed at its original asking price of $870,000.
How many bedrooms and bathrooms does 21 Sparrow Rd have?
21 Sparrow Rd has 4 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Kawartha Lakes.
How much would the monthly mortgage be on 21 Sparrow Rd?
About $4,274 a month — principal and interest on $870,000 with 20% down ($174,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 21 Sparrow Rd compare with other homes in Kawartha Lakes?
Its asking price of $870,000 is about 46% above the median sold price in Kawartha Lakes over the last 90 days, $597,000, across 515 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 21 Sparrow Rd been sold before?
Summitly has no earlier MLS® sale or lease of 21 Sparrow Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 21 Sparrow Rd?
21 Sparrow Rd is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 21 Sparrow Rd been on the market?
253 days — 21 Sparrow Rd was listed on February 23, 2026.
What is the price per square foot of 21 Sparrow Rd?
About $435 to $580 per square foot: the asking price of $870,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 21 Sparrow Rd have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
Does 21 Sparrow Rd have a basement, and is it finished?
The listing describes the basement as: Finished, Partial Basement.
