12 Station St is a 2-bedroom, 1-bathroom detached home in Cobourg, listed for $449,000. It has 700-1100 sq ft of living space.
1The single bathroom is well maintained and efficient, making the home easy to care for and enjoy.
2What truly sets this property apart is the detached multi purpose studio - a sun filled space that can serve as a home office, creative studio, spare bedroom, games room, or personal retreat.
3Step outside and you're greeted by the unmistakable charm of Cobourg's train station just across the road.
Welcome to a delightful 2 bedroom, 1 bath home perfectly positioned directly across from the Cobourg VIA Rail station - an ideal spot for anyone who loves the rhythm, romance, and convenience of rail travel. Whether you're a commuter, a railfan, or simply someone who appreciates the energy of a historic train corridor, this property offers a front row seat to it all .Inside, the home features a warm, inviting layout with bright living spaces, a functional kitchen, and two comfortable bedrooms. The single bathroom is well maintained and efficient, making the home easy to care for and enjoy. What truly sets this property apart is the detached multi purpose studio - a sun filled space that can serve as a home office, creative studio, spare bedroom, games room, or personal retreat. With its own entrance and abundant natural light, it's a flexible bonus area that expands the way you can live, work, and play. Step outside and you're greeted by the unmistakable charm of Cobourg's train station just across the road. Watch the trains roll in, enjoy the nostalgia of rail travel, or take advantage of effortless access to Toronto, Kingston, and beyond. For train lovers, this location isn't just convenient - it's inspiring. Whether you're seeking a cozy home with character, a commuter's haven, or a unique property with a nod to railway heritage, this listing delivers something truly special.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $641 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 12 Station St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0.06
Listing & possession
Property style
Bungalow
Property class
Detached
12 Station St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14148226$449,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 12 Station St Compares to the Cobourg Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,206
/mo
based on the purchase price of $449,000
$89,800 cash
$359,200 financed
$302,541 total interest
Principal54%$359,200
Interest46%$302,541
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cobourg
Other 2–3 bed homes for sale in Cobourg around $449K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.4%On average, homes sold below asking.
Active listings223Homes for sale here right now.
Median vs prior 90 days0.0%Compared with May 8 – Aug 6, 2026.
Based on 153 sales from Aug 6 – Nov 4, 2026 (110 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 12 Station St
How much is 12 Station St listed for?
12 Station St is listed at $449,000 (MLS® X14148226). Summitly updates the price as soon as the MLS® record changes.
Is $449,000 a good price for 12 Station St?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 12 Station St changed?
No — 12 Station St is still listed at its original asking price of $449,000.
How many bedrooms and bathrooms does 12 Station St have?
12 Station St has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Cobourg.
How much would the monthly mortgage be on 12 Station St?
About $2,206 a month — principal and interest on $449,000 with 20% down ($89,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 12 Station St compare with other homes in Cobourg?
Its asking price of $449,000 is about 30% below the median sold price in Cobourg over the last 90 days, $639,900, across 153 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 12 Station St been sold before?
Summitly has no earlier MLS® sale or lease of 12 Station St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 12 Station St?
12 Station St is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 12 Station St been on the market?
12 Station St was listed today (November 4, 2026).
What is the price per square foot of 12 Station St?
About $408 to $641 per square foot: the asking price of $449,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 12 Station St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 12 Station St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
