DetachedOn market 48 days

125 Curtis St, St. Thomas

Name: 125 Curtis Street
SKU: X13790664
Price: 374900 CAD
Availability: InStock

St. Thomas, ON · · MLS® X13790664Updated September 16, 2026

$374,900Est. $1,842/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1500–2000sq ft
Parking spaces: 3

Type Detached
Garage Yes
Basement Full, Unfinished

What you should know

125 Curtis St is a 3-bedroom, 1-bathroom detached home in St. Thomas, listed for $374,900. It has 1500-2000 sq ft of living space.

The updated kitchen features new countertops, backsplash, sink (2020) and refaced cupboard doors (2024).
Upstairs are three bedrooms, including a spacious primary with a walk-in closet refinished in 2023 and a hidden door providing access to the attic/loft, plus an updated 4-piece bathroom.
Outside, enjoy a private fenced backyard, rear deck with repaired stairs and new railing (2026), updated front porch with new exterior steps (2026), and a one-car garage with new garage door (2020).

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3 Bed, 1 Bath Detached Home in St. Thomas

About 125 Curtis Street

Welcome to 125 Curtis Street! This well-maintained 3-bedroom, 1.5-bath home is centrally located within walking distance of downtown St. Thomas and offers plenty of updates throughout. The main floor features an enclosed front sunroom/porch, separate dining room, comfortable living room, powder room and rear mudroom with access to the back deck. The updated kitchen features new countertops, backsplash, sink (2020) and refaced cupboard doors (2024). Upstairs are three bedrooms, including a spacious primary with a walk-in closet refinished in 2023 and a hidden door providing access to the attic/loft, plus an updated 4-piece bathroom. The spray-foamed attic/loft (2020) was refinished in 2023, offering flexible additional space and storage potential. Other updates include new windows (2020) with transferable lifetime warranty, main-floor flooring (2021, excluding rear mudroom and powder room), toilets in both bathrooms (2020/2023), and knob-and-tube wiring removed in 2020, excluding one line serving the attic switch. The full basement offers laundry, storage and flexible additional space, plus an owned hot water heater (2020). Outside, enjoy a private fenced backyard, rear deck with repaired stairs and new railing (2026), updated front porch with new exterior steps (2026), and a one-car garage with new garage door (2020). Private parking accommodates 2 vehicles in the driveway plus 1 in the garage. Roof shingles were reportedly replaced in 2018, as per the previous owner. Close to downtown, shopping, dining, parks and everyday amenities, this home offers a great combination of character, updates and convenience. Some photos are virtually staged and are noted as such.

3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $250 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 125 Curtis St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Full, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 3293.75

Listing & possession

Property style: 2-Storey
Property class: Detached

125 Curtis St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 16, 2026For saleListedThis listingMLS® X13790664$374,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 125 Curtis St Compares to the St. Thomas Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 410 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Thomas market, last 90 days

Median sold price: $525,000
Average sold price: $533,540
Average days on market: 44
Homes sold: 238

Closed sales on the TRREB MLS®.

Full St. Thomas market report

Recently sold nearby in St. Thomas

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home125 Curtis Street 3 bd · 1 ba · 1,500 sqft	$374,900asking	$250	—	—
3 Sutherland Court 2 bd · 3 ba · 1,100 sqft
29 Augusta Crescent 3 bd · 2 ba · 1,100 sqft
86 Kains Street 5 bd · 1 ba · 1,500 sqft
27 Cook Crescent 3 bd · 1 ba · 1,100 sqft
90 Dunkirk Drive 3 bd · 1 ba · 700 sqft
14 Glanworth Avenue 4 bd · 2 ba · 700 sqft

3 Sutherland Court
2 bd · 3 ba · 1,100 sqft
29 Augusta Crescent
3 bd · 2 ba · 1,100 sqft
86 Kains Street
5 bd · 1 ba · 1,500 sqft
27 Cook Crescent
3 bd · 1 ba · 1,100 sqft
90 Dunkirk Drive
3 bd · 1 ba · 700 sqft
14 Glanworth Avenue
4 bd · 2 ba · 700 sqft

Living in St. Thomas: Location & Amenities

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Costs, Mortgage & Rental Return for 125 Curtis St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,842; 20% down · 25 years · 5.5% assumed
Property tax: $206; 0.66% mill rate · ON
Total per month: $2,048; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$1,842

/mo

based on the purchase price of $374,900

Down payment20%

$74,980 cash

Amortization25 yr

$299,920 financed

Rate5.50%

$252,611 total interest

Principal54%$299,920

Interest46%$252,611

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: LPT REALTY, BrokerageMLS® X13790664 · Listing data last updated September 16, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 15· $250/sq ft

Estimated monthly mortgage$1,842/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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