Welcome to 125 Curtis Street! This 3-bedroom, 1.5-bath home is ideally located within walking distance of downtown St. Thomas and features a great combination of character, thoughtful updates and everyday convenience.The main floor offers an enclosed front sunroom/porch, separate dining room, comfortable living room, powder room and rear mudroom with access to the back deck. The updated kitchen features new countertops, backsplash and sink (2020), along with refaced cupboard doors (2024).Upstairs, you'll find three bedrooms, including a spacious primary bedroom with a walk-in closet (refinished in 2023) and a hidden door providing access to the attic/loft. The updated 4-piece bathroom completes the second floor. The spray-foamed attic/loft (2020) was refinished in 2023, providing flexible additional space and storage potential.Additional updates include new windows (2020) with a transferable lifetime warranty, main-floor flooring (2021, excluding the rear mudroom and powder room), toilets in both bathrooms (2020/2023), and removal of knob-and-tube wiring in 2020, excluding one line serving the attic switch. The full basement offers laundry, storage and flexible additional space, along with an owned hot water heater (2020).Outside, enjoy a private, fenced backyard, rear deck with repaired stairs and new railing (2026), updated front porch with new exterior steps (2026), and a one-car garage with a new garage door (2020). Private parking accommodates two vehicles in the driveway plus one in the garage. Roof shingles were reportedly replaced in 2018, as per the previous owner.Close to downtown, shopping, dining, parks and everyday amenities, 125 Curtis Street offers a wonderful opportunity to enjoy a well-maintained home with plenty of updates in a convenient St. Thomas location.
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $249 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 125 Curtis St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
3293.75
Listing & possession
Property style
2-Storey
Property class
Detached
125 Curtis St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14163646$373,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 125 Curtis St Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,832
/mo
based on the purchase price of $373,000
$74,600 cash
$298,400 financed
$251,331 total interest
Principal54%$298,400
Interest46%$251,331
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 2–3 bed homes for sale in St. Thomas around $373K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings239Homes for sale here right now.
Median vs prior 90 days+0.2%Compared with May 14 – Aug 12, 2026: prices up.
Based on 232 sales from Aug 12 – Nov 10, 2026 (171 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 125 Curtis St
How much is 125 Curtis St listed for?
125 Curtis St is listed at $373,000 (MLS® X14163646). Summitly updates the price as soon as the MLS® record changes.
Is $373,000 a good price for 125 Curtis St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 125 Curtis St changed?
No — 125 Curtis St is still listed at its original asking price of $373,000.
How many bedrooms and bathrooms does 125 Curtis St have?
125 Curtis St has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 125 Curtis St?
About $1,832 a month — principal and interest on $373,000 with 20% down ($74,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 125 Curtis St compare with other homes in St. Thomas?
Its asking price of $373,000 is about 28% below the median sold price in St. Thomas over the last 90 days, $521,000, across 232 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 125 Curtis St been sold before?
Summitly has no earlier MLS® sale or lease of 125 Curtis St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 125 Curtis St?
125 Curtis St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 125 Curtis St been on the market?
1 day — 125 Curtis St was listed on November 9, 2026.
What is the price per square foot of 125 Curtis St?
About $187 to $249 per square foot: the asking price of $373,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 125 Curtis St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 125 Curtis St have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.
