22 Hemlock St is a 3-bedroom, 1-bathroom detached home in St. Thomas, listed for $399,900. It has 1100-1500 sq ft of living space.
1This charming 3-bedroom, 1-bath, 1-car garage century home on a quiet tree-lined street awaits a new owner.
2Other than a possible buyer preference for new flooring, this home is in move-in-ready condition.
3The basement, which was previously finished with a 3-pc bathroom, is high and dry with potential as an in-law suite, and has a handy outside entrance on the east side.
This charming 3-bedroom, 1-bath, 1-car garage century home on a quiet tree-lined street awaits a new owner. Other than a possible buyer preference for new flooring, this home is in move-in-ready condition. Features include a metal roof, an updated main bath (2024), a new fridge and stove (2026), newer upper-level bedroom windows, a fully waterproofed basement with a transferable warranty (2023), a 4-season addition at the rear, a hi-eff gas furnace, 100 amp service w/circuit breaker, and the fenced rear yard has a raised wooden deck. The basement, which was previously finished with a 3-pc bathroom, is high and dry with potential as an in-law suite, and has a handy outside entrance on the east side. The 1-car garage, also with a metal roof, is dry with a concrete floor and could be converted into a workshop space. This is an ideal home for a young growing family - come see the potential for yourself.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $364 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 22 Hemlock St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0.107
Listing & possession
Property style
2-Storey
Property class
Detached
22 Hemlock St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13879764$399,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 22 Hemlock St Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,965
/mo
based on the purchase price of $399,900
$79,980 cash
$319,920 financed
$269,457 total interest
Principal54%$319,920
Interest46%$269,457
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 2–5 bed homes for sale in St. Thomas around $400K.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio97.9%On average, homes sold below asking.
Active listings248Homes for sale here right now.
Median vs prior 90 days−4.7%Compared with Apr 13 – Jul 12, 2026: prices down.
Based on 247 sales from Jul 12 – Oct 10, 2026 (150 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 22 Hemlock St
How much is 22 Hemlock St listed for?
22 Hemlock St is listed at $399,900 (MLS® X13879764). Summitly updates the price as soon as the MLS® record changes.
Is $399,900 a good price for 22 Hemlock St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 22 Hemlock St changed?
No — 22 Hemlock St is still listed at its original asking price of $399,900.
How many bedrooms and bathrooms does 22 Hemlock St have?
22 Hemlock St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 22 Hemlock St?
About $1,965 a month — principal and interest on $399,900 with 20% down ($79,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 22 Hemlock St?
Yes — Saturday, October 17, 2:00 PM – 4:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 22 Hemlock St compare with other homes in St. Thomas?
Its asking price of $399,900 is about 23% below the median sold price in St. Thomas over the last 90 days, $520,000, across 247 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 22 Hemlock St been sold before?
Summitly has no earlier MLS® sale or lease of 22 Hemlock St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 22 Hemlock St?
22 Hemlock St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 22 Hemlock St been on the market?
2 days — 22 Hemlock St was listed on October 8, 2026.
What is the price per square foot of 22 Hemlock St?
About $267 to $364 per square foot: the asking price of $399,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 22 Hemlock St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
