Attention investors & house hackers! Welcome to 128 Geneva St, a turnkey triplex boasting over 2000 sq ft of cash-flowing living space in the heart of St. Catharines. Featuring THREE distinct, self-contained 2-bedroom, 1-bathroom suites, this income producing property is the ultimate addition to any investment portfolio or the perfect house-hacking opportunity-live comfortably in one unit while the other two pay off your mortgage or rent all 3 for maximum ROI! UNBEATABLE COMMUTER & AMENITY LOCATION: *2 Mins to Hwy 406 & QEW ramps for seamless highway travel *8 Mins to St. Catharines GO Station for effortless regional transit *9 Mins to Niagara Health Hospital (ideal for healthcare professionals) *10 Mins to Brock University & 15 Mins to Niagara College (huge student/staff demand) *15 Mins to the Niagara Strip and the Falls. Steps from downtown dining, grocery stores, parks, and local transit routes. Turnkey, low maintenance, and primed for strong cash flow and long-term equity growth. Don't miss out-book your private tour today!
6 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $507 per square foot. Chat with Zara if you'd like a deeper read on whether this triplex fits your budget and timing.
Inside 128 Geneva St
Every detail from the listing, in one place.
Type
Triplex
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
4 spaces
Basement
Finished, Separate Entrance
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Finished · Separate Entrance
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Triplex
128 Geneva St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14093798$759,888
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 128 Geneva St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,733
/mo
based on the purchase price of $759,888
$151,978 cash
$607,910 financed
$512,020 total interest
Principal54%$607,910
Interest46%$512,020
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Zara · AI virtual agent
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 5-bed homes for sale in St. Catharines around $760K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings765Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 24 – Jul 23, 2026.
Based on 574 sales from Jul 23 – Oct 21, 2026 (501 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
128 Geneva St is listed at $759,888 (MLS® X14093798). Summitly updates the price as soon as the MLS® record changes.
Is $759,888 a good price for 128 Geneva St?
Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 128 Geneva St changed?
No — 128 Geneva St is still listed at its original asking price of $759,888.
How many bedrooms and bathrooms does 128 Geneva St have?
128 Geneva St has 6 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a triplex in St. Catharines.
Is 128 Geneva St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 2.5 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 128 Geneva St?
About $3,733 a month — principal and interest on $759,888 with 20% down ($151,978), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 128 Geneva St compare with other homes in St. Catharines?
Its asking price of $759,888 is about 38% above the median sold price in St. Catharines over the last 90 days, $550,000, across 574 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 128 Geneva St been sold before?
Summitly has no earlier MLS® sale or lease of 128 Geneva St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 128 Geneva St?
128 Geneva St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 128 Geneva St been on the market?
3 days — 128 Geneva St was listed on October 18, 2026.
What is the price per square foot of 128 Geneva St?
About $380 to $507 per square foot: the asking price of $759,888 over the 1,500–2,000 sq ft the listing gives as its size range.
