This meticulously maintained home, tucked on a quiet crescent in Waterloo, has been a family home to only 1 owner. The location couldn't be better, quiet, yet a short drive to the expressway and the Village of St. Jacobs. The main floor features a family room, living room and dining room - no lack of space for entertaining. The family room has a gas fireplace and slider doors heading to the backyard. Upstairs has newly updated carpet (2026) and 3 Bedrooms. The large primary Bedroom has a beautifully updated ensuite Bathroom which was updated in 2022. The main bath upstairs was also updated in 2022. If you have been looking for an unfinished basement space to make your own - this is the one! The spacious basement features high ceilings and a rough in for a 4th Bathroom. The basement also has walk-up access, which is perfect for a future in-law suite or rental opportunity. This home is ready for a new family to start their next chapter - book your showing today!
3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $413 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 128 Mallard Cres
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
128 Mallard Cres Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14135336$825,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 128 Mallard Cres Compares to the Waterloo Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,053
/mo
based on the purchase price of $825,000
$165,000 cash
$660,000 financed
$555,893 total interest
Principal54%$660,000
Interest46%$555,893
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Waterloo
Other 3–5 bed homes for sale in Waterloo around $825K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings400Homes for sale here right now.
Median vs prior 90 days−1.3%Compared with May 4 – Aug 2, 2026: prices down.
Based on 427 sales from Aug 2 – Oct 31, 2026 (298 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 128 Mallard Cres
How much is 128 Mallard Cres listed for?
128 Mallard Cres is listed at $825,000 (MLS® X14135336). Summitly updates the price as soon as the MLS® record changes.
Is $825,000 a good price for 128 Mallard Cres?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Waterloo. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 128 Mallard Cres changed?
No — 128 Mallard Cres is still listed at its original asking price of $825,000.
How many bedrooms and bathrooms does 128 Mallard Cres have?
128 Mallard Cres has 3 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Waterloo.
How much would the monthly mortgage be on 128 Mallard Cres?
About $4,053 a month — principal and interest on $825,000 with 20% down ($165,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 128 Mallard Cres compare with other homes in Waterloo?
Its asking price of $825,000 is about 18% above the median sold price in Waterloo over the last 90 days, $700,000, across 427 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 128 Mallard Cres been sold before?
Summitly has no earlier MLS® sale or lease of 128 Mallard Cres on record from the last two years. Older records aren't shown under TRREB rules.
Where is 128 Mallard Cres?
128 Mallard Cres is in Waterloo, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 128 Mallard Cres been on the market?
128 Mallard Cres was listed today (October 31, 2026).
What is the price per square foot of 128 Mallard Cres?
About $330 to $413 per square foot: the asking price of $825,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 128 Mallard Cres have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 128 Mallard Cres have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.