13 Elgin St is a 4-bedroom, 2-bathroom detached home in Northern Bruce Peninsula, listed for $799,500. It has 3000-3500 sq ft of living space.
1The main floor offers seamless single-level living with a private primary suite, custom eat-in kitchen, and walk-outs to a classic wrap-around porch and gazebo.
2Walk to Little Tub Harbour in minutes while enjoying a quiet, forested sanctuary to return home to.
3Turn-key space and comfort on the Bruce Peninsula.
4 Bed, 2 Bath Detached Home in Northern Bruce Peninsula
About 13 Elgin Street
Space, privacy, and steps to the harbour. 13 Elgin St, Northern Bruce Peninsula, Ontario (https://www.google.com/maps/place/13+Elgin+St%2C+Northern+Bruce+Peninsula%2C+Ontario) offers over 3,200 sq. ft. of finished living space set amidst mature trees right in the heart of Tobermory.With 5 bedrooms and 2.5 baths, this home easily accommodates large families and visiting guests without feeling crowded. The main floor offers seamless single-level living with a private primary suite, custom eat-in kitchen, and walk-outs to a classic wrap-around porch and gazebo. The upper floor boasts massive bedrooms with walk-in storage, ideal for extended family stays or guest accommodations.Notable construction details include slab-on-grade foundation with main-level in-floor radiant heat, central cooling, deep 119-ft x 183-ft lot, and parking for 6+ vehicles. Walk to Little Tub Harbour in minutes while enjoying a quiet, forested sanctuary to return home to. Turn-key space and comfort on the Bruce Peninsula.
4 bedrooms, 2 bathrooms, about 3,000 sq ft, works out to roughly $267 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 13 Elgin St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
3000-3500 sq ftas stated on the listing
Parking
6 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
13 Elgin St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14144812$799,500
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 13 Elgin St Compares to the Northern Bruce Peninsula Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,928
/mo
based on the purchase price of $799,500
$159,900 cash
$639,600 financed
$538,711 total interest
Principal54%$639,600
Interest46%$538,711
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Northern Bruce Peninsula
Other 3-bed homes for sale in Northern Bruce Peninsula around $800K.
Average days on market72Homes sold in about 72 days on average.
Sale-to-list ratio93.8%On average, homes sold below asking.
Active listings215Homes for sale here right now.
Median vs prior 90 days+21.9%Compared with May 7 – Aug 5, 2026: prices up.
Based on 59 sales from Aug 5 – Nov 3, 2026 (62 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 13 Elgin St
How much is 13 Elgin St listed for?
13 Elgin St is listed at $799,500 (MLS® X14144812). Summitly updates the price as soon as the MLS® record changes.
Is $799,500 a good price for 13 Elgin St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Northern Bruce Peninsula. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 13 Elgin St changed?
No — 13 Elgin St is still listed at its original asking price of $799,500.
How many bedrooms and bathrooms does 13 Elgin St have?
13 Elgin St has 4 bedrooms and 2 bathrooms, with about 3,000–3,500 square feet of living space. It is a detached home in Northern Bruce Peninsula.
How much would the monthly mortgage be on 13 Elgin St?
About $3,928 a month — principal and interest on $799,500 with 20% down ($159,900), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 13 Elgin St compare with other homes in Northern Bruce Peninsula?
Its asking price of $799,500 is about 40% above the median sold price in Northern Bruce Peninsula over the last 90 days, $570,000, across 59 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 13 Elgin St been sold before?
Summitly has no earlier MLS® sale or lease of 13 Elgin St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 13 Elgin St?
13 Elgin St is in Northern Bruce Peninsula, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 13 Elgin St been on the market?
13 Elgin St was listed today (November 3, 2026).
What is the price per square foot of 13 Elgin St?
About $228 to $267 per square foot: the asking price of $799,500 over the 3,000–3,500 sq ft the listing gives as its size range.
Does 13 Elgin St have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 13 Elgin St have a basement, and is it finished?
